Work Location:

United States of America

Hours:

40

Pay Details:

$22.75 - $30.00 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Personal & Commercial Banking

Job Description:

The Loan Closer III is responsible for disbursing payoffs and loan proceeds for Home Equity Loans and Line of Credits.

The Loan Closer III provides support to Consumer and Mortgage Loan Processing through document preparation as it pertains to loan closings. The job works with closing agents to ensure necessary information is provided to complete the loan closing package. The Loan Closer III performs quality reviews and completes quality control analysis.

Depth & Scope:

Works on an independent basis with little supervisionReceives assistance from manager with difficult questions and situationsProvides guidance to less experienced ClosersPrepares legal, regulatory and custom closing documentation if applicable within established Company policies and procedures and applicable legal and regulatory guidelinesReviews loan documentation prior to sending documents to closing agents to ensure completeness, accuracy and compliance to state and federal lending regulations, consulting with more experienced staff as necessary to clarify or interpret regulationsWorks with closing agents to ensure necessary information is provided to complete loan closing packages while maintaining positive business relationshipsCompletes quality control analysis of standard and nonstandard loan documentation, ensures data integrity and performs various functions related to the workgroup to avert losses and reduce undue riskActs as mentor and resource to Loan Closer I and Loan Closer IIProvides training to Loan Closer I and Loan Closer IIMay assist Loan Closer Team LeadFurnishes on-site training to new Retail Loan Closers in addition to reinforcement trainingMay manage the daily workflow of files throughout the day to ensure completion by Closers to meet the appropriate timeframe for the scheduled closingAnswers phones to assist internal and external customers

Education & Experience:

Associates Degree and/or Bachelors degreeMortgage Operations - 3-5 Years loan documentation experienceConsumer Operations 1-2 years loan documentation experienceStrong working knowledge of applicable lending practicesAdvanced understanding and ability to apply processing procedures and processesExtremely detail orientated with ability to audit and correct procedural errorsAbility to maintain positive business relationships with partners, customers and agentsStrong ability to handle heavy workload and meet stringent deadlinesAbility to interact effectively with internal customers from various departmentsStrong working knowledge of Bank's loan productsExcellent oral and written communication skills, with ability to interact effectively with all customers, both internal and externalExcellent PC skillsExcellent customer service skillsAvailability to work a variable schedule which may include nights and/or weekends

Preferred Qualifications:

System knowledge: Encompass, Ovation, Titan, AlogentProficient in Microsoft Office: Excel & Outlook

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. 

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.