Responsible for providing quality loan processing assistance, reviewing files for adherence to underwriting standards and ensuring completeness of submission. Works with Closing Processors to coordinate the management of the loan applications from submission to closing. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The starting base pay is $16.39/hr. 

What you’ll do:

Responsible for supporting Closing Processors and providing excellent customer service.  Validate that title was ordered and determine if it is pending or received.  Order the following for each loan as applicable to file: appraisal with the vendor listed on the itemization form, flood certificate, FHA/VA case number, refi Authorization, Caivrs, VOE’s (Borrower and Co-Borrower), payoffs (internal and external), current homeowners insurance declaration page, Verification of Mortgage/Verification of Rent and/or credit supplement if necessary, and tax transcripts  Validate the following for each loan: AUS ran and approved, 1003 accuracy, 2 year work history, 2 year employment history, correct product type, REO section of 1003 complete, details of transactions, cash out or rate/term.  Move loans to “Processing” milestone once ordering and validating is complete.   Assist the Closing Processor by following up on all order-outs, title orders, written verifications of employment (current and previous), homeowner declaration pages, condo questionnaires, and subordination requests.   Assist Closing Processor in obtaining documentation to clear fraud alerts and assist in final fee sheet follow-up.  Track and upload appraisals and track IRS transcripts.   Performs other duties as assigned.

What you’ll need:

Maintains highly confidential information in accordance with Company’s privacy policy concerning borrower’s information (concerning borrower’s confidential information)  Requires high level of organizational skills and ability to work on several tasks simultaneously  Constant contact with internal office staff   Strong skills in the routine use of office machines such as computer, copiers, fax machines  Ability to communicate effectively both verbally and in writing  Ability to handle detailed assignments  Ability to organize and prioritize workload and meet deadlines

Our Company:

Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low down payment. We hope you’ll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonmortgage.com.

What is the value proposition to joining the team?

Full array of mortgage programs. Paperless loan file flow and process. Aggressive Marketing support including brochures, social media, and CRM. Aggressive underwriting: we manual underwrite over 80% of our files Warm exclusive leads Ability to originate nationally Competitive compensation plan, including a base plus commission.

What We Offer:

Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you’ll get the opportunity to work with friends (and get some extra cash in your pocket!). Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.

EEO/AAP Employer

Carrington does not do interviews or make offers via text or chat.