Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

$ 91,200 - $ 136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview:

The TD Bank Group Financial Crimes Risk Management (FCRM) Department is responsible for Anti-Money Laundering and Anti-Terrorist Financing (AML/ATF) regulatory compliance and prudential risk management across the TD footprint. We act as proactive and trusted advisors to TD Business Lines, while supporting a consistent, adaptable, and effective culture across the organization, ensuring money laundering and terrorist financing risks are appropriately identified and mitigated. We direct the design, content, and enterprise-wide implementation of TD’s AML Program, which also includes ensuring that everyone both understands and complies with economic sanctions and anti-bribery/anti-corruption regulations. Our commitment to being The Better Bank means that we are continually evolving to meet the requirements of an ever-changing regulatory environment, while continuing to provide legendary customer experiences.

Job Description Summary:

Anti-Money Laundering (AML) Road to Strong (RTS) Team is the team that develops, articulates and documents the Enterprise Road to Strong (RTS) Program strategy. The RTS team develops, articulates and documents the strategy to implement the Target Operating Model (TOM). The RTS team leads the Enterprise RTS Program for Canada and TDS; Accountable for the end-to-end product roadmap.

Accountable for Chapter 5 – Investigation deliverables, the Manager, FCRM, Investigations Chapter, Data Scientist will be responsible for the following:• Supporting a high performing team on delivery of AML compliance programs and culture.• Partnering with relevant SME's and external consultants to implement the recommended action plans within appropriate timelines.• Supporting the Senior Manager in Chapter 5 on the execution of key deliverables within Chapter 5 of Enterprise RTS Program with a focus on enhancement of the High Risk Customer Program and additional related workstreams, including but not limited to STR Procedures and Processes, and STR Data Management.

CUSTOMER

Manage a team of FCRM professionals providing oversight and control related advisory services to FCRM partnersProvide guidance, leadership, coaching and development to ensure operational results and professional/personal development objectives are achievedWork with executive team, senior business management/ partners to develop proactive strategies, tactics, policies and programs to effectively manage regulatory/ compliance issuesAct as key liaison with partners and external groups and provide FCRM subject matter expertise; partner, as necessary, effectively with key stakeholder groups such as Compliance, Legal, Audit, RiskCoach to ensure functional/ operational problems are handled appropriately, and participate in the negotiation and resolution of complex and/or escalated issues, where necessaryLead and develop FCRM enterprise-wide frameworks, methodologies, policies, standards, procedures in coordination with management in line with TD’s FCRM ProgramParticipate in / Manage global regulatory examinations and external / internal audits with respect to request for information regarding portfolio, reviewing, packaging and providing information for department executiveTake corrective action and recommend or implement changes to procedures, as required

SHAREHOLDER

Protect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high-risk issuesActively assist in developing and overseeing implementation of function proceduresEnsure respective programs/policies/practices are well managed, meet function needs, comply with internal/ external requirements and align with function prioritiesConsistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues, where appropriateWork closely with management team to support the development of business plans, ensuring the optimal use of resources and leverage TD’s operating model to maximize efficiency, effectiveness and scaleParticipate in responding to periodic exams/audits by regulatory bodies and Internal Audit, to determine level of BSA/FCRM complianceIntegrate new systems and upgrades into function operations, as neededManage day to day operations of the function and participate in FCRM-focused special projects, and other compliance projectsResponsible for updates and changes made to functional procedures and processesKeep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impactsEnsure employees are building and enhancing their FCRM knowledge and expertise; and employees assume responsibility in minimizing operational and regulatory risk by complying with Bank policy and Code of ConductMonitor and communicate to Senior Management, the effectiveness of strategies, programs, and practices related to own area of expertiseSet the standards for operations and manageability across the function ensuring services are built from the ground upProactively identify key business opportunities, research and recommend enhancements / modifications, develop strategies to achieve recommendationsEnsure department operates in compliance with applicable internal and external requirementsEnsure appropriate reporting and escalation of issues based on risk profileEnsure employees are knowledgeable of and comply with Bank and industry codes of conductLead relationships with corporate and/or functions to ensure alignment with enterprise and/or regulatory requirementsLead or contribute to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situationsCoordinate and support team and business (FCRM) partner FCRM related activities, as necessaryMaintain a culture of risk management and control, supported by effective processes in alignment with risk appetite

EMPLOYEE / TEAM

Responsible for management of the overall team providing both leadership and guidanceContribute to the development of FCRM functional strategic priorities within their operational area or field of specialtyDevelops annual and/or long-term plans for own area and influences plans well beyond area managedProvide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unitGrow team expertise to align with FCRM/enterprise demand and direction; assess team skills and capabilities and continually look for ways to provide and enhance the value deliveredLead and develop a high performing team of professional FCRM resources through talent acquisition, coaching/development and recognition; provide on-going feedback and performance reviews, coach and develop employees and ensure performance management activities are undertaken and completed for all employeesCreate and foster a cohesive team and promote a positive work environment. Lead and follow up on action plans to improve employee experienceLead the process of setting performance objectives for the team; track, monitor and effectively address and/or reward performance in a timely mannerManage employees in compliance with all human resources policies, procedures and guidelines of conductShare knowledge, information, skills, and subject matter expertise among the team and ensure the timely communication of issues and encourage good working relationships with other functions and teamsSupport an environment where the team freely escalates business challenges; facilitate change through positive reinforcement of milestones and successesRecruit for all hires to ensure a highly diverse, qualified workforce to achieve business objectivesEstablish and foster a cohesive team; promote a fair and equitable environment that supports a diverse workforce and encourage the team to achieve common goals and objectivesAct as a brand ambassador for the function and the bank, both internally and/or externally

BREADTH & DEPTH

Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as requiredLead and manage a team of professionals and overall operation of a diverse group in an area of moderate risk, complexity or scopeEnsure an integrated approach with other business management areas, broader organization, and enterprise as appropriateDeep knowledge and understanding of businesses / technology, and organizational practices/ disciplinesSound to advanced knowledge of external competition, industry and/or market trends in relation to own function / businessFocus on short to medium-term issuesGenerally, reports to a Senior Manager or above

EXPERIENCE & EDUCATION

Undergraduate DegreeAdvanced degree, professional accreditation, and/or 7+ years relevant industry experience

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet