The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

What you need to know about the role:
Reporting to the Head of Compliance Thailand, PayPal Thailand is seeking a highly experienced Anti-Money Laundering (AML) and Counter Terrorism Financing (CTF) professional to ensure adherence to specific regional AML/CTF requirements while continuing to support the global AML/CTF framework. This role is an individual contributor role.

Meet our team:
Global Risk Management is accountable for managing risk policy and operations, which encompasses financial crime, as well as regulatory and government relations and risk and compliance functions. Nesting within PayPal’s second line of defense, Global Compliance enables the Risk Governance Framework, which includes independent aggregation, adherence monitoring, escalation, and assurance that risk is effectively managed within our PayPal risk appetite.

Job Description:

Your way to impact:

This role requires deep subject matter expertise in AML/CTF regulations, investigative practices and proven ability to navigate a continuously evolving and complex regulatory landscape.  The successful candidate will coordinate across multiple cross-functional teams, including local and global policy functions as well as investigative personnel executing on both global, regional, and local AML/CTF programs requirements.  In addition, the role requires the ability to closely collaborate with customer-facing personnel, including Sales and Account Management as well as Product Development teams involved in creating AML/CTF related controls and key functionality to enable effective risk management.

In your day-to-day role , you will:

Undertake assigned responsibilities as the Money Laundering Reporting Officer (MLRO), day-to-day management of the Thailand AML program and ongoing enhancements consistent with global and regional AML/CTF policies.

Collaboration with regional teams and operational execution teams to ensure policy requirements are effectively adopted globally 

Ongoing assessment of AML regulatory changes to assist in shaping the evolution of PayPal’s overall AML/CTF program, including, KYC, Due Diligence and Suspicious Activity Reporting

Provide AML subject matter expertise in the development and rollout of new products, project, and capabilities. Provide financial crimes compliance thought leadership and solutions to key products and other business initiatives.

Onsite and remote support for internal audits and regulatory exams, as well as partner onsite visits and ongoing reviews of the AML/CTF program by external regulators such as Bank of Thailand and TH AMLO.

Partner with global, regional, and local policy leaders to stay current on trends and typologies, developing a consistent feedback loop between the policy and investigative functions

Regularly review international AML/CTF-related reporting (metrics and regulatory disclosures) to identify key trends, areas of opportunity and to generally stay abreast of critical program metrics and insights.

Review and approve AML/CTF-related documentation, including audit and exam responses, presentations, and policy documentation.

What do you need to bring:

A minimum 7-10 years of AML, Compliance, law enforcement or similar experience

Bachelor’s degree or equivalent experience and 5 years relevant experience in a global financial institution required. 

Thai and English language proficiency required

Prior experience in FinTech or payments processing preferred 

Proven ability to navigate a continuously changing regulatory ecosystem

Extensive technical knowledge of AML requirements in Thailand and prior experience preparing and delivering presentations to internal and external regulators

Excellent written and oral communication skills.

Exceptional interpersonal and influencing skills, with the ability to partner effectively at multiple levels and across disciplines.

Ability to organize and prioritize tasks in a fast-paced and deadline-driven environment.

Additional Job Description:

Subsidiary:

PayPal

Travel Percent:

0

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.  

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.