Merchant Consultant - Monterey Bay Valley Market Monterey, California;Escondido, California; Capitola, California; Santa Cruz, California; San Marcos, California **Job Description:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! **Job Description:** This job is responsible for providing payment processing solutions to small business clients primarily through 1:1 partnerships with assigned group of small business specialists, financial centers, and other internal partners. Key responsibilities include consulting with small business clients to understand their priorities and provide solutions that meet their business needs with a focus on more complex opportunities and solutions. Job expectations include having an awareness of merchant payment processing solutions, pricing, software, gateways, and security. **Responsibilities:** + Leverages consultative sales process and knowledge of healthcare, retail, restaurant, and business to business industries to identify clients' business needs + Recommends solutions that meet clients' needs with a focus on more complex opportunities and solutions + Drives toward sales and revenue goals while balancing operational excellence, risk management, and client experience expectations, maintaining accurate records and adhering to Service Level Agreements + Builds meaningful relationships and collaborates with internal partners to provide subject matter expertise on merchant payment processing pricing, software, gateways, and security + Identifies opportunities proactively and develops a pipeline for sales opportunities with internal partners and clients + Acts as a champion for clients by connecting expertise across the company to help them achieve their goals + Establishes relationships with associations, centers of influence, and vendor partners and adapts to an ever changing payment processing environment **Skills:** + Client Experience Branding + Client Solutions Advisory + Customer and Client Focus + Payment Processing + Pipeline Management + Consulting + Credit Documentation Requirements + Oral Communications + Referral Management + Written Communications + Financial Analysis + Interpret Relevant Laws, Rules, and Regulations + Issue Management + Prospecting **Required Qualifications:** + Customer focus + Relationship building + Oral & Written communication + Consultative sales + Pipeline management + Problem solving + Teamwork + Time management + Presentation skills + Outside sales and referral sales + Technical expertise + 2+ years of sales experience **Desired Qualifications:** + Merchant products and solutions + Multi-lingual ability is a plus + High school diploma + CRM (Client Relationship Management System) + Industry business acumen _The following laws or regulations restrict or prohibit the hiring of individuals with certain specified criminal history for the position: FDIC; Safe Act/Loan Originators and FINRA._ **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 **Pay Transparency details** US - CA - Capitola - 4055 Capitola Rd - 41ST & CAPITOLA BC (CA2131), US - CA - Escondido - 220 S Escondido Blvd - Escondido Main (CA0111), US - CA - Monterey - 200 E Franklin St - Monterey Main (CA2111), US - CA - San Marcos - 601 S Rancho Santa Fe Rd - San Marcos BC (CA0169), US - CA - Santa Cruz - 104 River St - SANTA CRUZ MAIN OFFICE (CA2119) Pay and benefits information Pay range $69,500.00 - $94,000.00 annualized salary, offers to be determined based on experience, education and skill set. Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company. Benefits This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve. Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. To view the "EEO is the Law" poster, CLICK HERE (https://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf) . To view the "EEO is the Law" Supplement, CLICK HERE (https://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP\_EEO\_Supplement\_Final\_JRF\_QA\_508c.pdf) . View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) . Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. To view Bank of America’s Drug-free Workplace and Alcohol Policy, CLICK HERE . This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.