MMT-Loan Processor
D.R. Horton, Inc.
*D.R. Horton, Inc., the largest homebuilder in the U.S.,*was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website atwww.drhorton.comfor more information.
*D.R. Horton, Inc.*is currently looking for an _*MMT-Loan Processor*_in the Branch Department. The Loan Processor role is to prepare and organize a home buyer’s file before sending it for approval. Loan Processors verify employment information and debt-to-income ratio. They look for any red flags in a loan application and try to resolve any problems before the file gets to closing. Most importantly, they provide a high level of customer service to our home buyers as well as builder partner.
*Essential Duties and Responsibilities*include the following. Other duties may be assigned.
* Oversee the receipt of a file from a Loan Officer through Final Approval
* Communicate with the Loan Officer, home buyer, etc. on any items needed for the file
* Review the file for correct stacking order, Automated Underwriting (AU) findings for initial determination, and appropriate documentation. Input any changes into the computer systems and re-run for a correct AU determination. Provide the status of a file to all parties
* Submit all files to a DHI Underwriter at a Regional Underwriting Center, and review conditions when received from underwriting. When all conditions are received, make any changes necessary to the computer system and resubmit to the AU system
* Read updates and comply with all Quality Control policies, attending QC meetings as scheduled. Review all files for DHI Mortgage required checklists, and respond to all QC write-ups within 10 calendar days
* Complete pre-draws for Closing
* Submit loan files to Closing after Final Approval
* Review Loan Processor reports/dashboards, Project to Close, and Timeline Exception reports daily. The Loans in Process Report should be reviewed on a weekly basis
* Attend weekly Loan Processor meetings as directed by Branch Operations Manager
* Update comments and communication on all relevant reports
* Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
*Education and/or Experience*
* Bachelor's degree, earned within two years, from four-year college or university
* Ability to accurately and efficiently process and record large amounts of data
* Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
* Proficiency with MS Office and email
*Preferred Qualifications*
* One to two years related experience and/or training preferred
* Strong written communication skills and attention to detail
Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:
* Medical, Vision and Dental
* 401(K)
* Employee Stock Purchase Plan
* Flex Spending Accounts
* Life Insurance
* Vacation, Sick, Personal Time and Company Holidays
*/Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeople2/*
Followus on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings!
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**Job:** **Other*
**Organization:** **Mortgage*
**Title:** *MMT-Loan Processor*
**Location:** *North Carolina-Morrisville*
**Requisition ID:** *2407404*
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