Morrisville, NC, 27560, USA
3 days ago
MMT-Loan Processor
*D.R. Horton, Inc., the largest homebuilder in the U.S.,*was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website atwww.drhorton.comfor more information. *D.R. Horton, Inc.*is currently looking for an _*MMT-Loan Processor*_in the Branch Department. The Loan Processor role is to prepare and organize a home buyer’s file before sending it for approval. Loan Processors verify employment information and debt-to-income ratio. They look for any red flags in a loan application and try to resolve any problems before the file gets to closing. Most importantly, they provide a high level of customer service to our home buyers as well as builder partner. *Essential Duties and Responsibilities*include the following. Other duties may be assigned. * Oversee the receipt of a file from a Loan Officer through Final Approval * Communicate with the Loan Officer, home buyer, etc. on any items needed for the file * Review the file for correct stacking order, Automated Underwriting (AU) findings for initial determination, and appropriate documentation. Input any changes into the computer systems and re-run for a correct AU determination. Provide the status of a file to all parties * Submit all files to a DHI Underwriter at a Regional Underwriting Center, and review conditions when received from underwriting. When all conditions are received, make any changes necessary to the computer system and resubmit to the AU system * Read updates and comply with all Quality Control policies, attending QC meetings as scheduled. Review all files for DHI Mortgage required checklists, and respond to all QC write-ups within 10 calendar days * Complete pre-draws for Closing * Submit loan files to Closing after Final Approval * Review Loan Processor reports/dashboards, Project to Close, and Timeline Exception reports daily. The Loans in Process Report should be reviewed on a weekly basis * Attend weekly Loan Processor meetings as directed by Branch Operations Manager * Update comments and communication on all relevant reports * Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company *Education and/or Experience* * Bachelor's degree, earned within two years, from four-year college or university * Ability to accurately and efficiently process and record large amounts of data * Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications * Proficiency with MS Office and email *Preferred Qualifications* * One to two years related experience and/or training preferred * Strong written communication skills and attention to detail Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including: * Medical, Vision and Dental * 401(K) * Employee Stock Purchase Plan * Flex Spending Accounts * Life Insurance * Vacation, Sick, Personal Time and Company Holidays */Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeople2/* Followus on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings! LinkedIn, Twitter, Facebook, Instagram **Job:** **Other* **Organization:** **Mortgage* **Title:** *MMT-Loan Processor* **Location:** *North Carolina-Morrisville* **Requisition ID:** *2407404*
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