**Work Location:** Toronto, Ontario, Canada **Hours:** 37.5 **Line of Business:** Analytics, Insights, & Artificial Intelligence **Pay Details:** $76,800 - $115,200 CAD This role is eligible for a discretionary variable compensation award that considers business and individual performance. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Job Description:** **Department Overview** The Model Governance & Management (MGM) group within Market Risk & Model Development in Risk Management is committed to providing accurate and timely retail risk quantification solutions supporting the Canadian Banking, Auto Finance and Wealth Risk Management (CBAW) business lines. The Model Monitoring team is part of the Model Governance & Management (MGM) is responsible for Expected Loss model and Scorecard model monitoring, and related change management, and control function (Audit, SOX, etc.) and regulatory support for Canadian Retail and Small Business Banking product portfolios. **Job Description** The position works closely with MGM teams, Retail Model Development (MD), Layer 6 (L6), Model Validation (MV), Model Risk Management (MRM), Line of Business Risk Management teams, and a number of external business partners with the following key accountabilities: + Assist in Model Monitoring code development, maintenance, and enhancements, including code reviews, as required. + Assist in the development and ongoing improvement of MGM’s Model Monitoring and Governance Framework. This includes monitoring activities relating to the execution and documentation of: + Model Performance Monitoring (Accuracy, Discrimination, Performance Trending Analysis) + Population and Characteristic Stability Analysis + Data Monitoring + Support multiple ad-hoc requests relating to model performance, working closely with partners in MV, MRM, MD and MGM. + Support Annual Model Reviews and Ongoing Model Validations, ensuring concise and accurate quantitative analysis and documentation is delivered in a timely fashion for MD, MV, and MRM for review. + Support compiling material for executive committee meetings, status meetings, and dashboard reporting. Material is shared with internal and external stakeholders. + Support coordinating the collecting of evidence and closure of MV, Audit and Regulatory findings. + Adhere to TD and industry best practices and standards for project management (PMLC). + Assisting in other areas within the Model Governance & Compliance space, as requested Major programs: + In addition to BAU work, MM will be focused on the following transformative initiatives: + Exploring MGM's model monitoring mandate to cover other risk models within CBAW RM. + Working with Layer 6 AI model development on deploying model monitoring for machine learning models used within CBAW RM. + Enhanced monitoring to mitigate pandemic impact on models + Migrating from existing SAS platform to the new MLE platform in 2024-2025. **Job Requirements** + Strong working knowledge and preferably three or more years of extensive hands-on experience using SAS, SQL, and/or Python in the context of data manipulation, data mining, and statistical analysis. + Experience working in both operational and project environments + Strong problem-solving skills + Good inter-personal skills to build and maintain productive working relationships with various business partners across the Bank and on different levels of organization. + Strong communication skills (both written and oral) + Ability to manage multiple initiatives and priorities, ensuring critical deadlines are met + Understanding of basic retail credit risk drivers would be an asset + Understanding of scorecard models would be an asset + Understanding of account management, adjudication, and collection strategies would be an asset + Understanding of regulatory programs such as Basel and IFRS9 would be an asset **Education and Accreditation:** + Undergraduate degree in Mathematics, Statistics, Economics, Engineering, or similar disciplines. Postgraduate degree would be an asset. + SAS certification would be considered an asset. + PRMIA, GARP, CPA or similar accreditation is also considered an asset. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more (http://www.td.com/ca/en/about-td/who-we-are/benefits-of-working-at-td) **Additional Information:** We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements. **Colleague Development** If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. **Interview Process** We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you! **Language Requirement (Quebec only):** Sans Objet Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.