MORTGAGE LOAN PROCESSOR II WHAT IS THE OPPORTUNITY? The Mortgage Loan Processor II is responsible for managing a pipeline of purchase and/or refinance transactions. The Mortgage Loan Processor II is also responsible for ensuring closing dates are met or exceeded, following up on conditions as needed, completing all re-disclosures in accordance with regulatory service levels, and working in a team environment from the initial decision to the final approval.Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act. What you will do Review loan decisions to determine what documents are required to move to closing. Utilize pipeline reports to effectively manage and prioritize daily work flow. Responds to business partners' e-mails, questions, and phone calls. Manages to key dates, such as but not limited to - rate lock expiration, contingency date, contract date, credit expiration, income expiration, asset expiration, and TRID. Ensures all parallel support models such as HOI, Flood, Title, & Project Approval are seamlessly moving through the process. Prepares, validates, communicates and delivers any and all Revised Loan Estimates in accordance with regulatory service levels. Acts as the primary liaison between Sales, Title, Escrow & Centralized Services. Effectively manage a pipeline of 25-40 loans. Works with the Loan Officer & Loan Officer Assistant to collect all conditions through final approval. Remain accountable for all loan files once they are received from sales. Ensure all initial reviews & follow ups occur within the established SLA. Maintain current knowledge of CNB guidelines and loan programs. Other duties as/or assigned by management. Must-Have* Minimum 2 years of mortgage loan processing experience required. Minimum 2 years of experience of state and federal lending regulations (e.g. RESPA, Reg Z, ECOA, TRID) required Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act. Skills and Knowledge Ability to identify and resolve problems in a timely manner. Strong attention to detail and accuracy. Ability to maintain high levels of performance, especially in stressful situations. Strong knowledge of federal/state regulatory requirements. (TRID Experience Required) Excellent written and verbal skills Excellent organizational skills Ability to multi-task and work in a deadline driven environment Proficient PC skills, including Microsoft Office and Loan Originations Systems. Compensation Starting base salary: $24.46 - $36.69 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. *To be considered for this position you must meet at least these basic qualifications The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law. ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit cnb.com.