In this role, you will manage loan pipeline by preparing loan applications for submission to underwriting to obtain a clear to close with the specified dates of the loan application and applicable sales contract. Reviews mortgage applications and supporting loan documents to ensure they meet the set credit conditions. Verifies the accuracy and completeness of each document and provides support to team members and other lines of business staff while maintaining a close partnership with their assigned team.
Responsibilities Ensure accuracy of the loan application data for loans by clearing inconsistencies prior to and post submission to underwritingCollect required documentation from borrowers and other third partiesRequest valuation reports, title reports, fraud reports, insurance and other necessary documentation as requested through the application process with appropriate 3rd party vendorsAnalyze credit, income and collateral documentation submitted for completeness and accuracy to ensure loan eligibilityResolve system generated identity check alerts by gathering and validating relevant supporting documentationResolve routine title issues including vesting issues and various liens by working with the member, loan originator and title companyValidate and calculate income for non-self-employed borrowersEnsure the loan process is meeting the deadlines of the purchase agreement as well as keeps track of your mortgage rate lock expiration date in order to avoid lock extension including extension feesProvide set service standards for each loan application, borrower and originating team member from time of receipt to final submission to closing by coordinating activities amongst other team members such as underwriter, loan officer, borrower and third parties involved in the applicationProvide the loan officers with timely updates while participating in weekly status meetings with respective sales and operations team members as well as communicate with loan officers, members, title companies, realtors, builders and all other internal / external partnersEstablish, maintain, and update files, databases, records, and/or other documents for recurring internal reportsEducation:
Hight school or equivalent - Minimum
Years of Experience:
3 years of Mortgage Processing Operations - Minimum
You will benefit from:
Competitive medical, dental, and free vision benefitsPaid parental leaveCompetitive compensation planGym memberships discounts Generous PTO and banking holidays off Tuition reimbursement 401k with immediate employer match and vesting
Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. Ensures compliance with all applicable state and federal laws, company procedures and policies. Maintains integrity and ethics in all actions and conversations with or regarding credit union members and their accounts; complies with Privacy Act directives.
The responsibilities listed do not contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities and activities may change at any time with or without notice.
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