At Freddie Mac, you will do important work to build a better housing finance system and you’ll be part of a team helping to make homeownership and rental housing more accessible and affordable across the nation.

Position Overview:

Freddie Mac has emerged as one of the nation's largest affordable housing lenders and the structured underwriting team has introduced, and continues to introduce, many innovative financial products into the market to provide liquidity, stability, and affordability to a wide range of lenders and borrowers that support the multifamily housing market.

If you are a hard-working, motivated, and intellectually driven professional with the drive to create complex lending solutions for multifamily housing, please submit your application to join our exciting and dynamic organization!

Our Impact:The Structured Products team underwrites complex transactions involving pooling multifamily mortgages and crafting pool level credit improvements including subordination or retained securities. Structured transactions traditionally fall outside the parameters of the Optigo network "flow" business, but still align with Freddie Mac's core credit principals.Structured Products covers the full spectrum of Multifamily asset classes, including conventional, affordable, and SBL.Our team specializes in thinking creatively to meet the dynamic needs of the multifamily market while being effective risk managers.

Your Impact:Evaluate proposed loans and pooled transactions to ensure investment briefs are accurate, all risks are identified/mitigated, and make recommendations to deal leads and approvers.Responsible for conducting cash flow analysis, reviewing third-party reports, performing site inspections and reviewing borrower Organizations and financial position.Become a subject matter expert in the Structured Product offerings and underwriting and due diligence process.Work with internal teams including production, asset management, and capital markets to structure transactions and provide solutions for complex issues.Assist the team's management and deal leads with various analysis, projects, reporting, and new initiatives.

Qualifications:1 - 2 years of directly related experience in multifamily underwriting, asset management, or productionBachelor’s Degree or equivalent experience in real estate, finance, economics, business administration, or related fieldKnowledge of real estate property fundamentals and real estate lending/underwritingStrong written and verbal communication skillsProficient in Microsoft Office (Excel and Modeling skills are a plus)Understanding and familiarity with working with large data setsUnderstanding and familiarity with securitization or CMBS processAbility to travel domestically

Keys to Success in this Role:Detailed understanding of core underwriting and credit fundamentals and ability to develop a strong command of Credit Policy and apply to underwriting decisions across a diverse set of productsEstablish strong partnerships with internal/external business partners; working toward shared success.Proactive communicator & creative problem solverStrong work ethic, organization, and attention to detail!Ability to remain calm under pressure, multi-task, and deliver high quality results while maintaining timelines

Current Freddie Mac employees please apply through the internal career site.

Today, Freddie Mac makes home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. Join our smart, creative and dedicated team and you’ll do important work for the housing finance system and make a difference in the lives of others.

We are an equal opportunity employer and value diversity and inclusion at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status or any other characteristic protected by applicable law. We will ensure that individuals with differing abilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

CA Applicants:  Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.

Notice to External Search Firms: Freddie Mac partners with BountyJobs for contingency search business through outside firms. Resumes received outside the BountyJobs system will be considered unsolicited and Freddie Mac will not be obligated to pay a placement fee. If interested in learning more, please visit www.BountyJobs.com and register with our referral code: MAC.

Time-type:Full time

FLSA Status:Non-Exempt

Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.

This position has an annualized market-based salary range of $74,000 - $112,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.