**Work Location:** United States of America **Hours:** 40 **Pay Details:** $23.25 - $32.75 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Personal & Commercial Banking **Job Description:** The Operations Officer V - TDEF assigns and monitors the daily workflow and distribution for own functional area and ensures the required documentation preparation, transaction processing and servicing system boarding is completed meeting all Service Level Goals. This position provides a broad range of operational support to Relationship Managers, Business Development Officers and officers and is responsible for first point of escalations with internal and external partners, as well as operational effectiveness for own functional area. May be granted, Booking and Signing Authority for multiple product types and non-standard transactions; provides training and subject matter expertise to Operations Specialists. **Depth & Scope:** + Requires specialized expertise and performs multiple and/or diverse tasks that are highly complex, involving multiple steps, systems, and jurisdictions + Transactions and activities require expert knowledge across a broad range or variety of products, processes or systems within own area of specialty and where transactions could be characterized by moderate to high risk + Gathers and analyzes data to identify and solve complex problems, escalates as required + Uses sound judgement and understanding of process/policy risk when recommending exceptions outside general practices or guidelines. + Generally interacts with internal customers / partners for functions performed and/or external customers + Acts as a team lead, coordinating the work of others and providing coaching to maintain service, process and product standards + May provide process / policy guidance to others (e.g. within team, internal partners) + Focus of work is weekly, monthly and/or longer with addition of ad-hoc and initiative based requests, as required + Processes subject matter expert in a range of technical processes and procedures through job related training and considerable on the job experience to perform a range of work assignments + Requires advanced knowledge of the business unit / operational functions as well as regulatory issues/ requirements for jurisdictions supported + May involve cross-functional teams across TD and/or involving external contacts **Education & Experience:** + High School diploma + Undergraduate degree/ college diploma preferred + 3+ years relevant experience **Customer Accountabilities:** + Acts as first point of escalation for resolving processing and operational questions and escalate when necessary + Provides sound advice and solutions utilizing established customer service framework + Ensures customer problems are handled appropriately by utilizing the established partner problem resolution process both internally and externally and escalating when required + Positively contributes to the overall customer experience and foster good relationships with internal and external partners + Contributes to the ongoing improvement of the customer experience within the Business Area + Creates and/or recognizes exceptional customer service through established programs + Prepares and/or reviews documentation packages in accordance with guidelines and policies including sound to advanced understanding of pricing economics and TD TBSM cost of funds tools and rate lock procedures + Prepares documentation in accordance with state and local sales, use, and personal property tax regulations and responds to customer inquiries regarding same + Closes transactions within granted booking, funding and signing authority + Verifies and approves servicing system booking accuracy including sales and property tax billing setup and accelerated depreciation per IRS regulations and payments via wire and check **Shareholder Accountabilities:** + Prioritizes and manages own workload to meet SLA requirements for service and productivity + Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate + Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area + Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high risk transactions / activities as necessary + Conducts internal and external research projects; supports the development/delivery of presentations / communications to management or broader audience + Conducts reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/ policies/ practices + Monitors service, productivity and assess efficiency levels within own function and implement continuous process / performance improvements where opportunities exists + Ensures documentation prepared / completed is accurate and properly reflects business intentions and is consistent with relevant rules / regulations + Acquires and applies expertise in the discipline, provide guidance, assistance and direction to others + Identifies, recommends and effectively executes standard practices applicable to the discipline + Adheres to internal policies/procedures and applicable regulatory guidelines + Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts + Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite + May lead work streams by acting as a project lead / subject matter expert for small scale projects / initiatives in accordance with project management methodologies **Employee/Team Accountabilities:** + Participates fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/ points of interest + Supports the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unit + Keeps current on emerging trends/ developments and grow knowledge of the business, related tools and techniques + Participates in personal performance management and development activities, including cross training within own team + Keeps others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities + Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate + Contributes to a fair, positive and equitable environment that supports a diverse workforce + Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (http://hrportal.ehr.com/tdtotalrewards) **Additional Information:** We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. **Interview Process** We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.