TriState Capital Bank is an independent chartered bank subsidiary of Raymond James. Headquartered in Pittsburgh, PA, TriState Capital Bank provides premier private banking, commercial banking, and treasury management products and services to corporate, institutional, and high-net-worth (HNW) clients.
Job Summary
The Commercial and Industrial (CI) Portfolio Manager assists the relationship managers with the underwriting of credit and the ongoing administration of loan portfolios to ensure that the Bank maintains high credit quality and to provide more time for the relationship managers to generate new business opportunities.
Essential Duties and Responsibilities
• Underwrites requests for credit extensions to new and existing clients
• Performs detailed financial analysis primarily for Commercial Industrial lending opportunities
• Prepares the following for presentation to Senior Loan Committee by the relationship managers:
Credit Approval Requests (CAR)
Modifications
Covenant Waivers / Amendments
Periodic Reviews
• Manages / monitors assigned portfolio for:
Borrower Credit Trend
Accurate and Timely Risk Rating
Required Financial Reporting
Covenant Compliance
Borrowing Base Availability
Payment Delinquencies
Overdrafts
• Ensures compliance with the Bank’s credit policies and procedures, identifying exceptions for approval when they occur
• Ensures the initial set-up of credit facilities on Baker Hill and other internal systems is consistent with the reporting requirements contained in the loan documents
• Prepares periodic financial reviews where required
• Ensures the timely spreading of interim and annual financial statements provided by clients
• Accompanies the relationship manager on prospect / client calls when appropriate
TriState Capital Bank is an independent chartered bank subsidiary of Raymond James. Headquartered in Pittsburgh, PA, TriState Capital Bank provides premier private banking, commercial banking, and treasury management products and services to corporate, institutional, and high-net-worth (HNW) clients.
Job Summary
The Commercial and Industrial (CI) Portfolio Manager assists the relationship managers with the underwriting of credit and the ongoing administration of loan portfolios to ensure that the Bank maintains high credit quality and to provide more time for the relationship managers to generate new business opportunities.
Essential Duties and Responsibilities
• Underwrites requests for credit extensions to new and existing clients
• Performs detailed financial analysis primarily for Commercial Industrial lending opportunities
• Prepares the following for presentation to Senior Loan Committee by the relationship managers:
Credit Approval Requests (CAR)
Modifications
Covenant Waivers / Amendments
Periodic Reviews
• Manages / monitors assigned portfolio for:
Borrower Credit Trend
Accurate and Timely Risk Rating
Required Financial Reporting
Covenant Compliance
Borrowing Base Availability
Payment Delinquencies
Overdrafts
• Ensures compliance with the Bank’s credit policies and procedures, identifying exceptions for approval when they occur
• Ensures the initial set-up of credit facilities on Baker Hill and other internal systems is consistent with the reporting requirements contained in the loan documents
• Prepares periodic financial reviews where required
• Ensures the timely spreading of interim and annual financial statements provided by clients
• Accompanies the relationship manager on prospect / client calls when appropriate
Knowledge, Skills, and Abilities
Knowledge of
• Demonstrated knowledge of accounting theory and its practical application in the credit underwriting process
• Proficient in various spreadsheet applications, including the use of graphs, charts and Moody’s financial analysis software
Skill in
• Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, competition and projections
• Excellent organizational skills, attention to detail, and the ability to work in a fast-paced environment and complete assignments in a timely manner with minimal direction
• Strong written and verbal communication skills
• Strong presentation skills
Ability to
• Ability to work independently and within a team
Educational/Previous Experience Requirements
Education/Previous Experience
• Bachelor’s Degree in Accounting, Finance, or related field; MBA preferred
• Minimum 5-6 years of credit analysis and underwriting experience
Knowledge, Skills, and Abilities
Knowledge of
• Demonstrated knowledge of accounting theory and its practical application in the credit underwriting process
• Proficient in various spreadsheet applications, including the use of graphs, charts and Moody’s financial analysis software
Skill in
• Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, competition and projections
• Excellent organizational skills, attention to detail, and the ability to work in a fast-paced environment and complete assignments in a timely manner with minimal direction
• Strong written and verbal communication skills
• Strong presentation skills
Ability to
• Ability to work independently and within a team
Educational/Previous Experience Requirements
Education/Previous Experience
• Bachelor’s Degree in Accounting, Finance, or related field; MBA preferred
• Minimum 5-6 years of credit analysis and underwriting experience
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firm
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firm