**About this role:** Wells Fargo is seeking a Portfolio Relationship Manager (Credit Product Specialist) in our Channel Finance group as part of Wells Fargo Commercial Capital. **In this role, you will:** + Lead or participate in building and maintaining effective relationships with existing clients of Wells Fargo Channel Finance in APAC region + Partner with coverage teams within the context of individual deals and client relationships to understand clients’ businesses, strategic objectives, operational priorities, and financial positions to identify and execute on opportunities for modifications, renewals, and refinancings + Independently review and analyze moderately complex client portfolios or partner with peers, SMEs or Sr. peers on more complex portfolios for key issues related to cash flow, liquidity, leverage, working capital, debt coverage, collateral and enterprise value analysis, and repayment sources, including for use in periodic reviews as well as interim underwriting memoranda + Perform monthly portfolio reviews to track clients’ financial performance, facility utilizations, and lead problem loan resolutions, where applicable + Review and analyze customer’s credit facility limit change requests and manage the end-to-end interim credit facility limit change approval process including but not limited to preparing and raising short form temporary credit facility limit change request, obtaining proper credit approval, updating the relevant systems of record, and negotiating/executing required legal documents + Collaborate and consult with peers and functional partners to resolve client servicing requests and inquiries related to their product + Independently resolve moderately complex situations while developing a sound understanding of policies, procedures, and compliance requirements to meet business objectives and partner with senior peers for more complex issues + Partner with product management functional partners to provide feedback on evolving market needs to enable the innovation, design, and delivery of credit solutions more effectively + Contribute to large-scale planning related to a given product and/or specialty’s business objectives **Required Qualifications:** + 4+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education + Experience in trade credit or specialized lending relationship management, or credit portfolio management + Fluent in spoken and written Japanese and English required (additional language as Chinese would be plus) due to need for engaging with regional clients **Desired Qualifications:** + BA/BS in Business Admin. Accounting, Economics, Finance, or related disciplines + Channel Finance/Trade Finance/Supply Chain Finance/Factoring knowledge + Commercial or corporate banking relationship management experience + Commercial credit training in any major banks highly preferred + Financial Statement Analysis training and experience + Proficient in MS Office: Excel, Word, and PowerPoint + Strong analytical skills with high attention to detail and accuracy + Excellent verbal, written, and interpersonal communication skills. + Ability to work effectively in a team environment and across all organizational levels; where flexibility, collaboration, and adaptability are important. + Ability to work in a fast-paced deadline driven environment. **Posting End Date:** 14 Nov 2024 **_*Job posting may come down early due to volume of applicants._** **We Value Diversity** At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. **Applicants with Disabilities** To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) . **Drug and Alcohol Policy** Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more. **Wells Fargo Recruitment and Hiring Requirements:** a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. **Req Number:** R-405657