Job Title:

Product Analyst - Liquidity & Revenue Management

Location:

CityScape

What you'll do:

The Product Analyst – Liquidity & Revenue Management is responsible for managing the complete lifecycle of the assigned suite of banking products. Leads the research, analysis, design, development, pricing, and implementation of new products, and modification and enhancements to existing products. Manage cross-enterprise matrixed teams for assigned products to create and manage business cases, measure ongoing service levels and profitability, and deliver an excellent customer experience.

Create and lead business strategy development and delivery in conjunction with business partners. The Product Analyst will work closely with Product Managers, Marketing, Operations, and IT through all phases of product development and rollout. This position will assist management in identifying, assessing, and implementing risk control procedures as they relate to assigned products and channels.

The Product Analyst –Liquidity & Revenue Management will be responsible for, but not limited to, the following areas:
• Product Reporting & Analytics
• Fee and Pricing Management (Consumer and Business)
• Manage billing processes
• Facilitate pricing changes
• Facilitate creation of pricing on new products with Product Manager including the setup of new fees and fee changes (set up, feeds)
• Annual pricing review for all products and accounts
• Own updates to pricing models and fee schedules

What we are looking for:

Responsible for the full lifestyle management of assigned products including development, maintenance, enhancements, and exits

Performs market research to monitor trends and make relevant recommendations to product suite and pricing strategy

Lead research and analysis for the design, development, and implementation of new products and modification and enhancements to existing products

Develop business cases, obtain approvals, monitor results and effectiveness of service delivery, and perform ongoing analysis as required

Develop and distribute appropriate communication and performance reporting to stakeholders and management

Partner with Marketing and Training to develop communication strategy and implementation to customer facing employees

Partner with Marketing and Operations to establish and review product pricing and product profitability

Prepare and maintain documentation related to the sales, delivery, and implementation of assigned products

Oversee the conversion of customers into new and existing product lines

Serve as the liaison to the IT department for the assigned products

Responsible for ensuring product suite is compliant with applicable banking laws and regulations

Develop and apply understanding of performance, revenue, cost drivers, and opportunities for improvement

Manage cross-enterprise matrixed teams for assigned products to create and manage business cases, measure ongoing service levels and profitability, and deliver an excellent customer experience

Develop and distribute appropriate communication to stakeholders. Develop and distribute management reporting

Qualifications:

Bachelor Degree is preferred

1-3 years of Banking / Financial Services industry experience is required

Equivalent combination of education and experience acceptable

1-3 years of experience in product management or a combination of product management and development, project management or data analytics is preferred

1+ year of direct knowledge and experience with product pricing and billing systems

Conceptual / strategic aptitude required

Excellent analytical, communication, and collaborative skills required

Experience with XAA preferred

Experience with business liquidity solutions for clients of all sizes (small business, SMB, Commercial, and Large Corporate):  Business DDA, MMA, Savings with Interest, Investment Sweeps, ZBAs, Credit Sweeps, Escrow Sub Accounting, IOLTAs, Money Market Funds, Off Balance Sheet Liquidity Options, Bundled Account Packages, Earning Credit Rates, Interest Rates, Account Analysis.

Experience creating training materials, communications, and presentations for senior executives and sales teams required.

Benefits you’ll love:
We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.  AmeriHome Mortgage is a Western Alliance Bank company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488.  When contacting us, please provide your contact information and state the nature of your accessibility issue.  We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

© Western Alliance Bancorporation