**M&T Realty Capital Corporation** is a wholly-owned subsidiary of M&T Bank. As a full-service mortgage banking company, we specialize in providing competitive financing nationwide for commercial real estate. **Overview:** Works directly with M&T Realty Capital Corporation's (M&T RCC) Underwriters analyzing operating statements and rent rolls. Works with Underwriters to conduct initial review of third party reports and evaluate the transaction in accordance with Fannie Mae DUS, Freddie Mac Seller/Servicer Programs (Optigo). Gathers all necessary information to populate the underwriting narrative and modeling templates and evaluates with senior underwriters against M&T RCC's risk appetite and our lending partners. **Primary Responsibilities:** + Provide entry level analytical support on a wide variety of assignments including market research, review of property operating statements, cash flow modeling, property valuation, sponsor credit review, and preparation ofloan sizing packages that have identified the overall risk assessment of the transaction, as well as providing supportable mitigates to minimize any risk identified + Assist Senior Members of the team with all aspects of the loan underwriting process + Review pertinent program guides to ensure that the property qualifies for the program and review what is required for the approval. + Keep current on guide changes. + Attend necessary training and other enrichment opportunities. + Interact directly with customers and other members of the RCC team. + Complete other related duties as assigned. **Education and Experience Required:** Associate's Degree and 1 year of underwriting or related experience or in lieu of a degree a combined minimum of 3 years’ higher education and/or work experience including a minimum of 1 year underwriting or related experience. Ability to multi-task Good verbal and written communication skills Good analytical skills Proficiency with Excel and Word programs Ability to multi-task **Education and Experience Preferred:** Basic knowledge of Finance and/or commercial real estate preferred. **Why Choose MTRCC:** We are 1 of 5 US-based lenders offering Fannie Mae, Freddie Mac, FHA, bridge loans, life company, debt funds and other capital source relationships Our parent company, M&T Bank, is one of the largest commercial real estate lenders in the United States. We leverage the power of our balance sheet and other financial services to provide a wide array of resources to fit our clients’ needs. Approved Fannie Mae DUS® and Freddie Mac Optigo® lender since 1989 One of the nation’s leading firms providing FHA-insured multifamily mortgages and an approved MAP lender with 30+ years of experience We offer a competitive Multifamily Bridge Loan Program aimed at providing customers with shorter-term financing solutions as a bridge to closing on an agency or life company execution Our long-standing relationships with numerous life insurance company investors gives us flexibility during the term of a loan M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $26.50 - $44.16 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. **Location:** Baltimore, Maryland, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.