You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients. As a Product Manager in Real Time Payments, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations. Offering 24/7 availability combined with never-before-seen speed and transparency, real-time payments are at the forefront of a digital payments revolution in the U.S. JP Morgan Chase has established a leadership position in building out the nation's first instant payments system, US Real-Time Payments (RTP). We are working to expand our real-time payments channel enablement, commercialization, and grow the product in collaboration with the FedNow Service and The Clearing House. **Job responsibilities** + Develops a product strategy and product vision that delivers value to customers + Manages discovery efforts and market research to uncover customer solutions and integrate them into the product roadmap + Owns, maintains, and develops a product backlog that enables development to support the overall strategic roadmap and value proposition + Builds the framework and tracks the product's key success metrics such as cost, feature and functionality, risk posture, and reliability + Contributes as a key player and navigator to the development, implementation, and coordination of real-time payments product initiatives, programs, and strategic roadmap + Develops strong partnerships with cross functional teams and stakeholders across the organization and the globe including product, technology, operations, legal, risk, compliance and audit + Owns the end to end execution of projects and priorities according to plan, while solving problems and issues that arise + Engages internal and external partners/clients in order to fully understand the needs and priorities of the industry, clients, and the firm + Leads conversations with Sales and Product Sales Specialists to develop commercialization strategy and manage the pipeline of prospective clients for both RTP and Request for Payment (RfP) + Plans and execute communications/campaigns working with Change Readiness, Ready-to-Launch, and other Line of Business partners + Represents JP Morgan in RTP industry events; Enable additional channels for RTP **Required qualifications, capabilities, and skills** + 5+ years of experience or equivalent expertise in product management or a relevant domain area + Bachelor's degree in Business, Finance, Technology, or a related field + Advanced knowledge of the product management life cycle, design, and data analytics + Advanced understanding of real-time payments systems, Request for Payment (RfP), and the broader payments landscape + Familiarity with regulatory and compliance requirements related to payments + Excellent verbal and written communication skills, with the ability to engage and influence stakeholders at all levels + Experience in developing and executing communication strategies and campaigns + Demonstrates high attention to detail, and exemplary quality, thoroughness and completeness of work product + Proven ability to build strong, cohesive partnerships with internal and external stakeholders, working effectively in a matrix organization + Advanced organization skills, ability to thrive in a dynamic environment handling multiple projects, deadlines, and stakeholders (in different markets/ time zones) **Preferred qualifications, capabilities, and skills** + An advanced degree (MBA or equivalent) is a plus + Demonstrated prior experience working in a highly matrixed, complex organization + Advanced problem-solving skills and the ability to navigate and resolve issues effectively + Vast understanding of industry trends, client needs, and competitive landscape + Experience leading conversations and collaborating with sales teams to develop commercialization strategies JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans **Base Pay/Salary** Jersey City,NJ $122,550.00 - $201,000.00 / year