We’re looking for talented professionals, anywhere in the United States, to join us in bringing smart money management and payment solutions to everyone’s fingertips.

At Green Dot, we are evolving to a new and permanent “Work from Anywhere” model designed to maximize the benefits of remote work, promote and enable a strong culture of performance and connectedness, and attract the best and brightest talent who align with our entrepreneurial spirit and mission.

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JOB DESCRIPTION

Summary

The Deputy BSA Officer will assist the BSA Officer in implementing and managing the company’s AML compliance program, both with respect to Green Dot Bank’s issued accounts and financial offerings as well as for third party issuers for which Green Dot serves as the AML program manager. The Deputy will ensure that the AML compliance program is performing in accordance with executive management’s commitment to maintain the highest standard of compliance with all applicable BSA/AML/OFAC-related laws and regulations. The Deputy will monitor and ensure appropriate AML Risk Governance reporting to executive management and the Boards of Directors to ensure that the AML compliance program is operating consistently within the established policies and procedures; and that the AML Compliance program evolves as the AML/OFAC risk exposure of the Corporation with the addition of new products, services, product functionalities and geographies served.

Responsibilities

Oversee and enhance, as necessary, Green Dot’s AML compliance risk governance structure and reporting to Executive Management, Risk Committees and the Board of Directors.

Ensure appropriate levels of AML compliance reporting for third party Bank issued products is integrated, as appropriate, into overall monitoring and reporting.

Provide leadership and guidance as the AML Compliance program transforms from a largely manual environment to an automated environment.

Harmonize to the greatest extent possible AML Compliance Policies, Procedures and Risk Assessments across the enterprise.

Ensure documents pass both internal and external audits are compliant with BSA/AML/OFAC statutes and regulations.

Ensure appropriate data analytical support is utilized by AML Compliance to ensure a highly polished level of AML compliance risk governance reporting and metrics are identified and utilized.

Help coordinate AML /OFAC compliance training across the enterprise and for appropriate third parties.

Interact effectively with all business units in Green Dot and its subsidiaries and programs for which Green Dot provides AML program management.

Work closely with the BSA Officer to identify and ameliorate any identified gaps in AML enterprise risk reporting and management.

Review new products and services as designated by the BSA Officer to ensure appropriate consideration of key AML/OFAC compliance risks and any necessary mitigating controls.

Provide input related to new initiative risk assessments and necessary business requirements to ensure ongoing compliance with applicable regulatory requirements and expectations.

Assist the SVP, AML Officer in reviewing the due diligence process/review of potential acquisition targets to assess AML/OFAC compliance risks, and when acquisitions are completed, ensure new entities are integrated appropriately into Green Dot’s AML ecosystem.

Report as delegate when required to senior management and the Board, providing updates on key AML-related compliance activities, trends, and risks.

Requirements

Bachelor's degree required

10 + years of AML compliance experience in a financial institution, MSB, or FinTech, with proven AML management skills.

Solid background in risk governance and reporting, preferably in an entity offering financial products and services.

Experience with an AML compliance program moving from a manual to an automated environment a plus.

Proven ability to navigate inside an entity offering highly innovative financial products and services.  Proven background in development and enhancement of AML Compliance program, key documents, and risk assessment.

Excellent written and verbal communication skills.

Knowledgeable with developing and presenting management with key risk metrics generally, and AML-related metrics specifically.

Experienced with identifying, assessing and addressing issues with potential AML compliance-related operational, reputational, financial and regulatory risk.

Ability to collaborate on the development and maintenance of an effective risk identification process within the AML/BSA program to identify emerging risk trends.

Knowledgeable in identifying control gaps through the development of QA and oversight processes to mitigate AML/OFAC Risks

Solid interpersonal skills necessary to interact with corporate and bank employees, management, audit, and regulatory examiners. 

Managerial and organizational skill needed to handle work in an efficient manner.

Strong project management skills to handle multiple tasks, while balancing time requirements

High degree of initiative and strong ability to meet principal accountabilities with limited direction and oversight.

Computer aptitude with emphasis on Power Point, word processing, spreadsheet programs and Gantt charts.

POSITION TYPE

Regular

PAY RANGE

The targeted base salary for this position is $152,300 to $232,700 per year. The final compensation will be determined by a number of factors such as qualifications, expertise, and the candidate’s geographical location.

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Green Dot promotes diversity and provides equal opportunity for all applicants and employees. We are dedicated to building a company that represents a variety of backgrounds, perspectives, and skills. We believe that the more inclusive we are, the better our work (and work environment) will be for everyone. Additionally, Green Dot provides reasonable accommodations for candidates on request and respects applicants' privacy rights.