At Vectra Bank, the Rocky Mountain region is a part of who we are, and we understand why families and businesses choose to live, grow, and play here. Consistently recognized as a Top Workplace by The Denver Post, we offer our customers and employees the best of both worlds: a broad reach and depth of financial resources alongside unparalleled personal attention. At Vectra, we think creatively to shape custom financial solutions for those raising a family or creating the next great local business. We are as passionate about business as we are about success. We are looking for a seasoned Mortgage Lender in Longmont, CO. Our main focus in this role is soliciting and bringing in mortgage business for the bank through previous contacts, relationships, and referrals from real estate agents, builders, developers and branches. Essential Functions:   + Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches. + Ensure compliance with regulatory guidelines in the performance of loan originator duties. + Interviews potential applicants to develop information concerning their needs, desires and other information. + Obtains and review pertinent financial and credit data. + Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software. + Ensures any re-disclosures are made timely. + May order appraisals through our systems, arrange for title search and obtain necessary documents. + Responsible to communicate with the customer throughout the process and work with processors through closing. + Originates residential home loans. + Keeps informed of trends and developments in the local real estate market and changing rules and regulations pertaining to mortgages. + Develops and maintains internal relationships to drive cross-sell opportunities for other bank products. + Other duties as assigned. Qualifications: + Requires a college degree and 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience. A combination of education and experience may meet requirements. + Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations + Ability to successfully solicit loans. + Good problem-solving skills. + Ability to work independently. + Strong interpersonal skills + Demonstrated ability to handle multiple priorities. + Strong verbal and written communication skills + Ability to work effectively in high pressure environment. + Ability to work with various types of computer software, including mortgage specific software. This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements. Benefits: + Medical, Dental and Vision Insurance - START DAY ONE! + Life and Disability Insurance, Paid Parental Leave and Adoption Assistance + Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts + Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays + 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience + Mental health benefits including coaching and therapy sessions. + Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire. + Employee Ambassador preferred banking products. Req ID: 065558 To review our Benefits Summary browse here: https://zionsbancorp.referrals.selectminds.com/VectraBankCareers/moreinfo/Benefits Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST. Click here to view applicable Federal, State and/or local employment law posters.