**GENERAL DESCRIPTION (SUMMARY, SCOPE, PURPOSE)** Responsible for gathering, tracking, and monitoring all insurance coverage exceptions related to client requests and carrier requirements. Review insurance documentation against coverage requirements outlined in appropriate regulation(s) and lender credit risk policy. Identify trending compliance and procedural issues, and work with the management team to develop the appropriate resolution(s). Duties include utilizing the tracking system, necessary logs, reports and applicable feedback to ensure effective risk mitigation transactions. **ESSENTIAL DUTIES AND RESPONSIBILITIES** + Partner with management team to develop various internal carrier exception handling protocols. + Compile and request necessary data for carrier exception handling. + Collaborate with HFS Product Team on all aspects of carrier exception workflow(s). + Brainstorm and implement regular improvements related to Mortgage Tracking Operational workflows. + Contact lenders, insurance agents and borrowers as needed. + Review incoming policies for compliance with appropriate regulations and lender credit risk policy. + Join client calls to discuss review results as needed. + Perform crisis management through prevention, resolution and mitigation. + Record and track patterns or trends of service-related matters and report feedback to Manager. + Identify and report areas of needed process improvement to immediate Manager. + Report employee and account level performance stats regularly to management team. + Maintain various monitoring reports and change logs to ensure critical transactions are processed timely and accurately. + Accurately complete all assigned tasks and/or additional tasks if needed. + Maintain a working knowledge and grow expertise in flood insurance and lending industry. + Maintain at least minimum proficiency results for quality of work performed. + Develop and maintain positive working relationships. The essential duties contained in this job description reflect general details as necessary to describe the principal functions of this job, the level of knowledge and skill typically required and the scope of responsibility. It should not be considered an all-inclusive listing of work requirements. Individuals may perform other duties as assigned, including work in other functional areas to cover absences, equalize peak work periods or otherwise to balance the workload. **MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED** + Training, project or operational management experience + Detail oriented + Ability to work in fast-paced, multi-tasking environment + Prior policy analysis experience + Knowledge of GSE lending and mortgage agreements + Skills testing may be required prior to an interview + Prior P&C Insurance, Mortgage, or Forced Placed Insurance related experience is a plus + Job Description Risk Exception Specialist + Requires a working knowledge of Windows computer environment & Office software, especially + Microsoft suite products like Excel, Outlook, Word, and PowerPoint. **Job Title** Risk Exception Specialist **EDUCATION REQUIREMENTS** • Requires a high school diploma or GED **LICENSING OR CERTIFICATION REQUIREMENTS** None required **PHYSICAL DEMANDS** The physical and environmental demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. **QUALIFICATIONS** To perform this job successfully, the incumbent must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. These qualifications are considered without regard to race, religion, color, sex, national origin, disability, or any other characteristic protected by federal, state, and local law. If this position requires licensing or certification, the incumbent must maintain that license or certification by meeting all continuing education and other requirements Department Account Management & Service Required Experience: 1-2 years of relevant experience Required Travel: No Travel Required Required Education: High school or equivalent HUB International Limited is an equal opportunity and affirmative action employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations. The EEO is the Law poster and its supplement is available here at http://www.dol.gov/ofccp/regs/compliance/posters/ofccpost.htm . EEOAA Policy (https://hubinternational.jobs/eeo/) E-Verify Program We endeavor to make this website accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the US Recruiting Team toll-free at (844) 300-9193 or USRecruiting@hubinternational.com . This contact information is for accommodation requests only; do not use this contact information to inquire about the status of applications.