Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.
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Job DescriptionThe Risk Advisor team act as the face of Visa Risk & Security within the European Clusters. They work collaboratively across all areas of the business as members of local leadership teams whilst supporting key business initiatives.
The team achieve this by:
Acting as World Class Talent
Risk management in the payment industry requires a Data driven approach: technical payment flows enable each party (merchants, enablers, acquires, card scheme, issuers) to process transactions according to industry standards, and to identify payment risks based on spending patterns, payment transaction context, and fraud trends.
As an The Risk & Fraud Analyst – FBL (France, Belgium, Luxembourg), you will directly support the FBL Risk Advisor, within the Europe Risk Advisor team, to achieve these goals, by delivering data analysis and insights for the following purposes:
Regulatory reporting: Run detailed analysis on payments, fraud and disputes to provide reporting and insights to local regulatorsMonitor Risk KPIs for the cluster to identify new fraud trends and define mitigation plansPrepare quarterly client meetings, provide input for annual, quarterly, and monthly performance metrics/OKRs: retrieve client Risk KPIs to assess fraud performance (payment volume, fraud trends, dispute trends) and compliance with Visa Risk monitoring programsSupport client forums (security summit, Risk Executive Councils, working groups, etc.)Ad hoc data analysis to support Visa’s business in Risk solutions (breakdown by jurisdiction, payment type, payment channel, payment workflow, payment and fraud metrics …)Strategic intelligence: gather inputs and stats from industry research to benchmark performance of Visa payments in the ecosystemPresent payment data with impactful dashboards and graphs to convince audiences to act on the insightsContribute to the continual enhancement of Visa’s analytical toolsDevelop and drive a risk culture that supports delivery of the Risk Advisors strategyTo achieve this mission, you will get access to Visa internal databases and dashboards, and you will work closely with Visa Risk experts, the Global Risk Analytics/MIS organization, Visa Risk managers globally, Risk Advisor analysts in Europe, Visa Government Engagement team, Visa Account Executive teams, Visa data analyst teams, and Visa clients and partners.
This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.
Qualifications• Relevant work experience
• Strong data analysis skills (dashboards, queries, pivot table, databases …)
• Experience with reporting and Data Visualization tools such as Quick Sight / Tableau / Power BI or other BI packages, Tableau Desktop development, Tableau server, SQL
• Proficient with Microsoft Power Point, Excel, Word and Outlook
• Presentation design skills to present data for impact
• Good communication skills to engage with colleagues and clients regularly to align common ideas and goals, demonstrating a passion for the business, and being accountable
• Ability to work in fast-paced environment
• Working in e-commerce payment industry with knowledge of card payment process, payment regulations (PSD2, IFR … ), industry standards (PCI-DSS, 3D Secure, XPays)
• Understands regional payment risk regulations
• Self-motivated, highly organized, analytical and detail oriented
• Required languages: Fluent in French and English
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.