Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Risk Management - Asset Wealth Management Analyst within our dynamic team, you will be responsible for assessing and managing credit and counterparty risks across various industries, clients, geographic locations, and transactions. Your role will involve identifying, measuring, limiting, managing, and monitoring credit risk across our various business operations. You will handle credit exposure that arises from underwriting, lending, and trading activities with our clients and counterparties, as well as from a variety of operational services such as cash management and clearing activities. Your primary focus will be to mitigate the risk of loss that could arise from the default of a client or counterparty.

 

Job Responsibilities

Evaluate consumer and business purpose credit requests utilizing applicable Credit Risk Policies and Guidelines.  Analyze individual and business/entity financial statements, public information sources, individual credit reports, and other relevant information to calculate cash flow and balance sheet ratios.      Individual will utilize these ratios and evaluate other qualitative factors to determine a client’s risk of default following J.P. Morgan Wholesale Risk Grading Methodology to comply with Basel III standards for regulatory risk grading requirements. Complete an analysis of the collateral and/or loan covenants/ events of default to determine the potential loss in a default situation. Engage in regular dialogue with Front Office to obtain required information critical to making a loan decision.  Individual will negotiate loan structure and terms when necessary, and will provide alternative solutions when appropriate. Escalate credit issues to Credit Executive and provide solution(s) and/or next steps for resolution. Provide feedback on, and recommend enhancements to existing processes and procedures to enhance controls and efficiency. Demonstrate ability to work with individuals at all levels in the organization and contribute to the strategic direction of the firm and the team 

Required qualifications, skills and capabilities

Bachelor's degree required  1 plus years of relevant experience.  Possess strong computer skills including Microsoft Excel Microsoft Word and PowerPoint.   . Strong analytical and organizational skills.

Preferred qualifications, skills and capabilities

Bachelor's degree required; Finance, Accounting, Economics, Business Management or STEM related degree preferred.  Completion of a major bank credit-training program preferred.  Candidates with fluency in Spanish, Portuguese, Mandarin or other languages frequently used by our Global clients will be given strong consideration

 

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.