Job Summary
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong
and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging
risks, and using your expert judgement to solve real world challenges that impact our company,
customers and communities.
As a Credit Officer in Portfolio Management, you should be proficient with commercial real estate
finance concepts/principles and their application to various property types. Incumbents will complete
annual reviews on properties and borrowers to derive appropriate risk ratings and evaluate expected
future performance.
Job Responsibilities
Complete annual reviews on properties and borrowers to derive appropriate risk ratings.
Review annual property operating statements, rent rolls, and local market conditions to
identify potential risk of default.
Document and support concluded risk ratings.
Perform field property inspections to assess overall property condition and any associated
risk issues.
Interact with Borrowers, Client Managers, Executive Credit Officers and other parties to
obtain applicable data to perform a complete analysis.
Excel in teamwork, which may include training of incoming Credit Officers.
Required Qualifications, Capabilities, and Skills
Bachelor’s Degree or equivalent experience.
Previous experience with credit analysis and review of commercial real estate loans.
Previous experience in portfolio management, loan risk grading/ risk assessment.
Strong organizational and time management skills – ability to multitask, prioritize, and work
with others in an integrated way to achieve individual objectives and team results.
Excellent written and verbal communication skills.
Proficiency in Microsoft desktop tools including Word, Excel, Power Point and the ability to
quickly acclimate to proprietary systems.