The Risk Director will oversee and strategically direct all risk management-related activities. This position will also oversee and strategically direct the day-to-day, tactical work related to risk management which is performed by internal staff, insurance brokers, and third-party claims administrators. With the Total Cost of Risk at approximately $125MM annually, this position is responsible for protecting the company's assets and income by reducing losses related: 1. property and casualty insurance or 2. self-insurance programs. Accountable for approximately $200MM in assets under management within the Captive Trust. Perform risk assessments as it relates to new ventures /contracts and analyze loss trends to help reduce frequency, severity and duration of property and casualty claims. Strategize long range initiatives and build annual operating plan to accomplish the overall department goals. Responsibilities Accountable for risk management data including actuarial models and period end liability allocation data housed in various RMIS systems. Responsible for identifying trends and developing reporting to track the progress of team goals. Manage all aspects of the Captive Insurance Firm, Riverside. (30%) Develop strategic initiatives for managing and reducing the total cost of risk. This involves developing the knowledge/skills/abilities of the Risk Management team to align their workload with the task of reducing the total cost of risk. Cultivate overarching strategic goals and targets along with developing cross functional tactics to reduce the exposure to financial loss. Evaluating various risk transfer opportunities and securing the appropriate level of insurance that matches the company's appetite for risk tolerance. (25%) Manage the general administrative functions to include certificates of insurance, surety bonds, work comp self-insurance, monopolistic state reporting, approved driver criteria through motor vehicle records, reviewing contractual language and evaluating new endeavors for potential risk exposure. (10%) Oversee and manage daily operations of casualty claims processes which consists of approximately 5,000 claims annually (General Liability including Products, Auto Liability, Workers' Compensation and catastrophic property losses). This includes supervising and coaching Work Comp Specialists, in-house Liability Adjusters, and third-party Claims Administrators to the successful resolution of claims. Also involved in optimizing the subrogation recovery to limit the ultimate exposure paid on the claims. (10%) Chair the Corporate Accident Review Board Committee (CARB) to evaluate the preventability of all company owned vehicle accidents and help establish process and procedures to reduce this risk in the future. Review appeal requests and motor vehicle records (MVRs) to ensure the appropriate continued approved driver eligibility. (10%) Responsible for the annual and long range financial strategic planning as well as the period close process. Working with the Actuary to identify the ultimate dollar spend for casualty claims and building a forecast and reporting to track the weekly progress to be able to react appropriately. (10%) Miscellaneous - subject matter expert for the AZTex ERISA Benefit Plan, participates on the Safety Committee and other cross functional teams, and perform other ad hoc requests as needed. (5%) Supervisory Responsibilities This position will have 2 direct reports and 12 total reports: Education and/or Experience A Bachelor's degree (BA, BS) or equivalent with focus of study in Finance, Risk Management, Economics or Financial Systems A minimum of 10-15 years of risk management or insurance experience, financial analysis, or business planning. Certification as an ARM, CPCU or MBA is preferred, but not required Advanced excel skills and intermediate level for other Microsoft office applications. Knowledge of SQL queries and data warehouse access skills. Master's degree preferred Competencies Strong human relations, analytical, problem solving, multi-tasking, and communication skills a must. Excellent coordinator, leadership (group and cross functional), and organizational skills required. Spanish speaking abilities a plus. Benefits at AutoZone AutoZone cares about people. That’s why AutoZone offers thoughtful benefits programs with one-on-one benefit guidance designed to improve AutoZoners’ physical, mental and financial wellbeing. Some of these benefits include: Competitive pay and paid time off Unrivaled company culture Medical, dental, vision, life, and short- and long-term disability insurance options   Health Savings and Flexible Spending Accounts with wellness rewards Exclusive Discounts and Perks, including AutoZone In-store discount 401(k) with Company match and Stock Purchase Plan AutoZoners Living Well Program for mental and physical health Opportunities for career growth and tuition reimbursement  Eligibility and waiting period requirements may apply; benefits for AutoZoners in Puerto Rico, Hawaii or the U.S. Virgin Islands may differ. Learn more about all that AutoZone has to offer at careers.autozone.com