Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve realworld challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-inclass.

As a Credit Senior Officer - Vice President in the Key Relationship Group, you will be part of a team that performs independent technical and specialized analysis of Commercial Real Estate relationships, involving complex and larger size portfolios of $25MM+ of debt collateralized primarily by stabilized apartment complexes. 

Job Responsibilities

Perform complex real estate based financial analysis, identifying risk, and interpreting data for management's use in rendering sound credit decisions. Analysis is based on property operating statements, rent rolls, client’s financial balance sheet, schedule of real estate owned and verification of deposit statements and understanding of current market conditions and the implication on overall portfolio.  Complete credit actions (annual family credit reviews) which summarizes the financial analysis completed on a client’s portfolio, including recommendations for future business.  Analyze troubled loans, including quarterly reporting to top management.  Contribute to special assignments, including the evaluation of income property loan portfolios, training less experienced credit analyst or division employees, and sharing credit best practices.  Formulate new analytical processes and enhancing existing reports to improve the quality of information available to top management.  Establish and maintain effective relationships with internal and external clients.

Required qualifications, capabilities and skills 

Bachelor’s Degree or equivalent experience.  Previous 5+ of relevant experience in credit analysis, risk assessment, credit review and analysis loan review and/or loan workouts.  Understanding of Commercial Real Estate valuation concepts and methodologies.  Strong organizational and time‐management skills – ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results.  Excellent written and verbal communication skills.  Proficiency in Microsoft desktop tools including Word, Excel, Power Point and the ability to quickly acclimate to proprietary systems.

Preferred qualifications, capabilities and skills 

Working experience with historical property cash flow analysis preferred.