As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers, and communities.  Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. 

As a Middle Market Underwriting Manager, Vice President in Middle Market & Specialized Industries Credit Risk Group, you will partner with a cross functional team delivering credit solutions to clients in a wide range of industries.  The manager will appropriately assess risks in the portfolio, diligently manage the portfolio (i.e. renewals, modifications, managing the credit metrics), and meet customer deadlines. Manager will also be a partner to the Bankers in the Market, striving to balance sales and credit quality goals. Manager will be looked to as an expert on structuring and Credit Policy and will be the go to person for the Bankers. Manager will be looked upon as a leader both within and outside of Underwriting; provide depth to the local credit leadership team and serve as a mentor to less experienced underwriters and bankers. Critical to this role is the ability to develop a broad and deep understanding of the business, financial, competitive and industry risks faced by clients in the assigned portfolio and utilize that view to guide a team in the proper risk grading of borrowers, analysis of credit requests and appropriate documentation.  Additionally, the Underwriting Manager implements the policies and procedures necessary to achieve the mission of the Risk Organization and ensures they are being adhered to on an ongoing basis. This role has a major impact on portfolio quality.

This risk management position supports Middle Market Banking clients with revenues generally between $20 million and $500 million. Chase's Middle Market Banking footprint covers 23,000 + clients with over 600 bankers in 26 states across the United States. Chase Middle Market Banking is the 3rd largest traditional Middle Market lender in the country, and a fast paced, rapidly growing segment of the Commercial Bank. 

 

Job responsibilities 

Aid team members in the underwriting and structuring of new transactions and management of their assigned credit portfolio. Utilize excellent credit analysis skills to appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics. Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership. Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving.       Act with a sense of urgency and drive execution to meet both internal and client deadlines.  Partner effectively to develop fulsome internal relationships, including being looked to as an expert on Credit Policy and will be viewed as the “go-to” person for credit and credit process for all products.  Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization. Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems.

 

Required qualifications, capabilities and skills

BA/BS/BBA degree is required  Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures At least 8 years experience in commercial banking/lending including extensive credit analysis  Significant accounting and finance knowledge  Strong working knowledge of credit agreements and other loan documentation  Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills Excellent organizational and project management skills; able to manage competing priorities under tight deadlines Proven ability to collaborate and build strong partnerships.  Intellectual curiosity with a proven ability to learn quickly High degree of initiative, self-direction, and ability to work well under pressure