Wilmington, DE, United States
1 day ago
Risk Management - Small Business Lending Strategy Analytics - Senior Associate

Bring your expertise to JP Morgan Chase.  As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class

As a Strategic Analytics Associate on the Business Banking team, you will be responsible for working with the business banking risk team to generate thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring.  

 

Job Responsibilities:

Conduct thoughtful analysis of borrowers, their demographics, and risk/profit performance with the firm’s products. Generate strategic recommendations for strategy development based on quantitative analytics and business intuition. Strategies are optimized to maximize profitability while minimizing risk. Develop and maintain periodic reporting and analytics on key metrics to provide management with emerging trends including (but not limited to) volumes, approval and automation rates, and quality of originated accounts. Acquire an understanding of the operational processes (i.e. manual underwriting, portfolio management, collections, etc.) which will aid in understanding account origination performance drivers. Conduct pre-implementation and post-implementation testing & analysis to ensure strategic changes produce expected impacts. Contribute to the team’s ‘audit-ready’ state by keeping organized documentation, following established control processes, and developing draft responses to internal audit and regulatory questions.

Required Qualifications, Capabilities and Skills: 

Bachelor's degree with 2+ years of professional experience related to risk management or other quantitative field of work Background in statistics, econometric, or other quantitative field Understanding of SAS, SAS Enterprise Miner, or other decision tree software Ability to query large amounts of data and transform the raw data into actionable management information Familiarity with risk analytic techniques and strong problem solving skills Intellectual curiosity and drive to identify meaningful insights using a data-driven approach Strong written and verbal communication skills

Preferred Qualifications, Capabilities and Skills:

Master's degree  Experience delivering recommendations to management 

 

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT). 

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