Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Associate on the Overdraft Collections Strategy Team, you will perform quantitative and qualitative analysis on overdrawn customers to determine the optimal credit risk strategy to be employed through the collections cycle. You will be responsible for optimizing customer engagement at contact and providing payment solutions to address customer hardship, while mitigating losses. This will include, but not limited to, segmentation, treatment assignment, controls and portfolio monitoring/tracking. This role requires thought leadership, analytical skills, collaboration and attention to detail to effectively drive loss mitigation and loss recoveries in collections.  You will support our Risk Management efforts and have direct impact on the consumer P&L through mitigated net credit losses or increased recoveries

Job Responsibilities

Optimize customer contact and engagement strategies via strategy monitoring and test on the margins  Support development and implementation of new initiatives to enhance customer contact and segmentation Develop strategy performance monitoring framework for new Connected Commerce/Alternative lending initiatives  Maintain an adequate control framework across strategies, including but not limited to data adequacy, strategy performance and exception handling

Required Qualifications, Capabilities and Skills

Bachelor's degree 3+ years of Risk Management or other quantitative experience  Background in statistics, econometric, or other quantitative field  Experience in SAS is required  Ability to query large amounts of data and transform the raw data into actionable management information Ability to problem solve synthesize / analyze diverse information, develop recommendations, and makes decisions Demonstrated experience in applying analytics to efficiently and pragmatically solve business problems through structured problem solving approaches Strong written and oral communication skills Experience delivering recommendations to management

Preferred Qualifications, Capabilities and Skills

Masters degree in related discipline Experience in Fraud or Consumer Risk Management Strategy 

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).