Why GMF? GM Financial International Operations conducts business in Latin America and China. International Operations offers a wide range of wholesale and retail automotive financing products to dealers and their customers. The strength of the international business lies in its ability to tailor its products to meet unique dealer needs, consumer preferences and national requirements in local markets. Latin American country operations include Brazil, Chile, Colombia, Mexico, and Peru. About the role The Commercial Information Management team (CIM) at GM Financial operates on multiple fronts. First, the team is dedicated to helping decision makers navigate lending risks by providing insights on a wide-ranging variety of topics such as economics and performance trends across LAO markets. Second, the team manages the wholesale lifecycle on business borrowers by monitoring trends on customer behaviors, industry practices, and various other attributes related to the commercial portfolio. Third, the team is engaged in working with operations and IT to implement strategic initiatives that provide value to customers and efficiencies to the enterprise. Working in this environment requires attention to detail and accuracy due to the evolving nature of the auto industry and financial regulations. If you are creative, detail oriented, have a love for collaborating with global partners, and problem solving to provide valuable insights, this is the right fit for you. The CIM Representative will be responsible for developing reporting solutions (both analytical and data strategic oriented) and supporting the development and validation of models and forecasts to contribute to a better decision-making process. In this role you will work on commercial portfolio data implementation, data quality controls, financial and operational analysis, KPI tracking and data modelling. What you need Bachelor’s degree in fields such as: Statistics, Economics, Engineering, Actuary, Computer Science, Management Information Systems +1 year of relevant work experience in banking, financial services, data science or modelling (desirable). Experience in credit risk management for automotive finance or banking preferred. Required Analytics software capability – SAS / SQL Knowledge in PowerBI required or visualization tools English and Portuguese required– Spanish is a plus Data management and reporting: ability to translate business needs into useful information. Self-starter, with the ability to examine and analyze large data sets and highlight patterns, anomalies, relationships and trends Experience desirable in Data Infrastructure, data mining and excellent data analysis skills - Solid quantitative and data management skills Proficient in reviewing and understanding financial statements Knowledge in Microsoft office (excel and Power point ) Communication (verbal and written), presentation and project management. What you will be doing Utilize data mining and advanced spreadsheet skills to develop Portfolio Monitoring Analysis Creation, maintenance and monitoring of origination credit policies, procedures and lending stipulations through modeling Proactively monitor and report relevant changes in origination trends and portfolio performance Transforming data analysis into recommendations to the business senior management. Regulatory reserves calculation and support with audit or regulatory requirements. Support stakeholders on ad hoc request by leveraging data analysis and current reports using tools like SAS, SQL or Power BI. Employ best practices of data analysis and validation to ensure data results are accurate and implementing the required changes What we offer At GM Financial we want you to be the most authentic version of yourself. We take care of your work-life balance by programming wellness and integration activities, where you will strengthen your relationships with peers and contribute towards the development and wellbeing of your community, while providing you with a competitive salary and benefits. Some of our global benefits include Extended Maternity & Paternity Leaves, Personal Days & Community Investment hours. Brazil: Additional benefits include transportation assistance, food assistance, medical assistance, gympass, life insurance and others. #GMFJobs ##LI-MON Disclaimer Brazil - GM Financial is an Equal Opportunity Employer and is committed to diversity and inclusion at every level of our organization. We do not discriminate against any applicant or employee based on race, color, age, gender, marital status, national origin, religion, sexual orientation, gender identity, veteran status or disability.