**Work Location:** United States of America **Hours:** 40 **Pay Details:** $28.25 - $45.00 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Personal & Commercial Banking **Job Description:** The SBA Loan Specialist IV is responsible for all aspects of SBA loan origination in accordance with Bank policies, procedures, and regulatory requirements, as well as the Standard Operating Procedures of the US Small Business Administration. The job requires in-depth knowledge of SBA loan closing requirements and ability to evaluate and execute independently. This is a **_Remote_** Opportunity **_Schedule:_** Monday-Friday 8:30am to 5:00pm Eastern Standard Time **Depth & Scope:** + Applies comprehensive knowledge of SBA Standard Operating Procedures to various transactional situations, adhering to both SBA eligibility and bank policy, to autonomously solve for the most complex of SBA loan + Maintains expert knowledge of SBA loan documentation, collateral perfection, title insurance, UCC filing, compliance requirements, etc. + Assists in the review of other Loan Specialist loan files for completion, accuracy and due diligence as well as loan documentation and funding requirements + Acts as coverage in Manager absence + Performs leadership functions including departmental reporting, development and maintenance of training material, resolving process escalations, participating in audit work and spearheading special projects, as needed + Participates as Subject Matter Expert for projects, as well as systems testing and updates + Trains Loan Specialists; advises lower level Loan Specialists on how to handle problematic scenarios impacting loan processing + Partners cross-functionally across TD's organization to provide strategic and tactical thought to effectively drive results + Independently manages a loan pipeline from origination through closing in accordance with Bank policies and procedures, as well as SBA Standard Operating Procedures + Provides documentation and Bank policy and procedure guidance to all lending areas + Serves as a SBA resource to support departments + Establishes and manages relationships, as applicable, with Business Development Officers, Credit Management, operations teams and others, as needed + Acts as liaison with Bank Counsel, Compliance Dept, ABL, Derivatives, CREA, and other various parties to the loans, as needed + Ensures that all required loan conditions (insurance, collateral, etc.) are sufficient and properly documented in compliance with Bank policy + Ensures deadlines are met + Ensures loan documentation is complete and accurate. Addresses any exceptions + Partners with Closing Specialist team to ensure that loans are funded and booked accurately and timely + Manages special projects and performs duties, as required **Education & Experience:** + 4-year degree or equivalent experience required + 5+ years of SBA loan closing experience + Comprehensive knowledge of SBA, federal and state regulations and UCC and banking regulations + Excellent documentation skills + Excellent knowledge of Banking Systems + Strong verbal and written communication skills + Strong PC skills including Word, Excel, Access and other Microsoft products **Preferred Qualifications:** + Commercial SBA experience + Experience with nCino The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (http://hrportal.ehr.com/tdtotalrewards) **Additional Information:** We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. **Interview Process** We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.