Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

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Job Description:

At Regions, the SBA Portfolio Management Analyst is responsible for providing proactive credit servicing and management of servicing actions, from booking and funding through on-going servicing for the Regions SBA Portfolio. This position serves as the on-going and final evaluation point for SBA loans, reviewing loan terms and conditions, completing SBA guaranty evaluations, financial statement spreading, Global Cash Flow spreading, and SBA Guaranty Request Package’s along with the coordination of SBA Servicing Center decisions. The SBA Portfolio Management Analyst  will execute various credit servicing activities, including tickler management, updating borrower and global spreads, and formal documentation of Ongoing Monitoring and Periodic Assessment actions.

Primary Responsibilities

Manages an assigned portfolio of SBA loan accounts.Services loans including, but not limited to annual review of loans, loan modifications, quarterly problem asset reports on loans not transferred to a workout specialist, SBA Viability Reviews, SBA Litigation / Liquidation Packages and SBA Guaranty Request packages for submission to SBAManages relationship portfolio risk by utilizing a broad group of business and commercial sourcesCollaborates with business development and the customer to gain the necessary documents to analyze the credit request and deliver a credit memo on a timely basisApplies a full understanding of the SBA Standard Operating Procedures (SOP), SBA Loan Servicing and Liquidation Procedures (SOP 50 57 2) and Servicing and Liquidation Actions Lender MatrixServes as SBA liaison for the PAM Group to remain in SBA compliance on relationships transferred to workout specialistsPrepares ongoing monitoring packages and periodic assessment packagesEvaluate and approve draw requests, ensuring that all required documentation is submitted and acceptable, per Regions' and SBA loan policy guidelinesAnalyzes deal memo to ensure key SBA criteria such as credit elsewhere, equity injection, nature of the business & request, etc. are appropriately addressedSpreads borrower interim and year-end financial statements and prepares Global Cash FlowSpreads and analyzes guarantor financial informationPrepares certain sections and appendices of Credit Approval Packages and coordinates with closing team to approve post-decisioning required underwriting documentationUses insight as initial point of deal evaluation to identify trends that may result in further evaluation of processes and/or training needs

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

Bachelor's degree in Accounting, Finance, or related fieldTwo (2)  years of SBA experience, commercial loan underwriting, financial analysis or portfolio management experience

Skills and Competencies

Ability to identify and voice issuesAbility to prioritize and operate with a sense of urgencyAbility to work collaboratively with multiple stakeholdersOrganized, detail-oriented, and able to multi-taskStrong analytical and problem solving skillsStrong verbal and written communication skills

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$63,813.75 USD

Median:

$80,200.00 USD

Incentive Pay Plans:

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

Paid Vacation/Sick Time401K with Company MatchMedical, Dental and Vision BenefitsDisability BenefitsHealth Savings AccountFlexible Spending AccountLife InsuranceParental LeaveEmployee Assistance ProgramAssociate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/welcometour/benefits.rf

Location DetailsRiverchase Complex North Building

Location:Hoover, Alabama

Bring Your Whole Self to Work  

   

We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work and thrive is the right thing to do.

   

OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.