Location:  On site at listed locations, Dallas, TX or Houston, TX

Summary

The SBA Banker develops new SBA loan volume within the Bank’s Footprint.  This is hybrid position requiring support of internal referral source while simultaneously requiring continuous marketing efforts to establish external partners and leads.  First Horizon is looking for SBA Experts with established networks that have a history of sourcing SBA transactions.  This individual must also have shown the ability to successfully navigate the loan process from origination to closing, ensuring all SBA requirements are being met.

Key Responsibilities Include 

Review opportunities with FHN Relationship Managers to initially assess credit quality, determine program fit and eligibility. Accompany Relationship Mangers on physical or phone calls with SBA 7(a) loan prospects. Support Relationship Manager to clearly communicate program benefits, terms, pricing and process. Work with Relationship Mangers, CRA’s and SBA 7(a) loan prospects to obtain necessary loan documentation. Serve as a source of knowledge of SBA regulations, credit guidelines, and secondary market interest rate appetite to Relationship Managers and SBA 7(a) loan prospects. Maintain a presence in the market to aid in the direct origination of SBA opportunities. Establish and maintain an efficient and productive working environment within the department based on continuous and effective staff communication. Achieve established departmental goals within defined timelines, as well as define and implement a measurement of acceptable staff performance in order to safeguard the Bank’s loan portfolio. Responsible for adhering to and complying with all Bank policies and Federal and State banking laws and regulations. Performs all other duties as assigned

Qualifications Include

Bachelor (4-year college) degree At least 10 years of SBA Lending experience Reliable Productive Referral Network Documented Production of $12,000,000+ per year NAGGL/SBA Industry educational classes a bonus Experience with Microsoft Outlook, Word, and Excel Ability to identify and escalate variances (as appropriate) Ability to offer appropriate resolutions to mitigate risk Ability to think independently and as team player Ability to meet deadlines under pressure Current extensive SBA SOP 50-10 knowledge Comprehensive knowledge of proper structure of SBA loan and SBA eligibility requirements Demonstrates an understanding of applicable bank policies and procedures as they pertain to the satisfaction of loan closing conditions as well as vendor documents and services Strong/effective verbal and written communication skills Self-starter and works with minimal direction Good personal computer skills with demonstrated knowledge of Microsoft EXCEL, WORD, Outlook Strong time management and organizational skills evidenced in previous assignments. Demonstrated above average problem-solving skills, excellent verbal and written communication skills, and ability to handle and prioritize multiple tasks. Ability to read, analyze, and interpret common technical journals, financial reports, and legal documents. Ability to write reports and correspondence routinely. Ability to respond to common inquiries or complaints from clients, regulatory agencies, or members of the business community. Willingness to travel up to 50% of time.

About Us
First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately ~7,300 associates and ~418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation’s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Corporate Diversity Commitment:
We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.

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