**_Pleae note: This is a Hybrid position. There is a on-site requirment 3 days per week._** Founded in 1934, Medical Mutual is the oldest and one of the largest health insurance companies based in Ohio. We provide peace of mind to more than 1.6 million Ohioans through our high-quality health, life, disability, dental, vision and indemnity plans. We offer fully insured and self-funded group coverage, including stop loss, as well as Medicare Advantage, Medicare Supplement and individual plans. Medical Mutual’ s status as a mutual company means we are owned by our policyholders, not stockholders, so we don’t answer to Wall Street analysts or pay dividends to investors. Instead, we focus on developing products and services that allow us to better serve our customers and the communities around us and help our members achieve their best possible health and quality of life. **Responsibilities** **SDC - Group Dental Underwriter I** **Compiles data and analyzes risk in group dental benefit proposals to produce rates for new and renewing business that are compliant and in support of corporate financial and membership goals.** · Develops and determines fully insured and alternate funded pricing arrangements using rating model with actuarial and statistical information. Recognizes unusual and non-standard circumstances which need special accommodation. · Discusses the proposed plan and funding designs with manager. Gathers information, develops options and consults with sales/service to help determine how to best meet the client’s objectives. · Develops calculation and processing of benefit and funding change alternatives for existing groups. · Provides case level support to the underwriting team as needed. · Performs other duties as assigned **SDC - Group Dental Underwriter II** **Compiles data and analyzes moderately complex risk in group dental benefit proposals to produce rates for new and renewing business that are compliant and in support of corporate financial and membership goals. Exercises sound financial/technical judgment to make exceptions to standard underwriting policies, and shares judgments with superiors.** · Develops, negotiates, and determines fully insured and alternate funded pricing arrangements using rating model with actuarial and statistical information. Recognizes unusual and non-standard circumstances which need special accommodation. · Calculates and processes benefit and funding alternatives for existing groups. Consults with sales/service to strategize and to determine how to best meet the client’s objectives. · Provides ongoing technical and strategic support to the sales team to enable them to effectively present and sell proposed Underwriting Action (rates, benefits). · Assists with management of Request for Proposal, renewal and/or new business processes, rating, and tracking. · Assists in supporting training initiatives (i.e., new hires) that enhance departmental effectiveness. Performs testing of tools and systems. · Performs other duties as assigned. **SDC – Sr. Group Dental Underwriter** **Functions independently to compile data and analyze risk in group dental benefit proposals to produce rates for new and renewing business that are compliant and in support of corporate financial and membership goals. Exercises sound financial/technical judgment for recommending exceptions to standard underwriting policies, to promote retention and acquisition of new business, and effectively articulates rationale when seeking approval from superiors.** · Develops, negotiates, and determines fully insured and alternate funded pricing arrangements using rating model with actuarial and statistical information. Articulates results and recommendations to analysts, leadership and sales/service, brokers & consultants, and clients. Performs final underwriting. · Proposes meaningful benefit and funding alternatives for existing clients in collaboration with sales to provide the best plan designs to meet the Client’s and the Company’s objectives. · Contributes to management of Request for Proposal, renewal and/or new business processes, rating and tracking. · Assists more junior level staff with technical development, and in supporting and facilitating underwriting activities that enhance departmental effectiveness. Leads staff in absence of management. · Maintains proposal and rate information in ACT database. Prepares reporting for management, brokers and clients as requested. · Provides ongoing technical and strategic support to the sales team to enable them to effectively present and sell proposed Underwriting Action (rates, benefits). Engages with Brokers/Consultants to share underwriting perspective, explain rate action and build external relationships. · Performs other duties as assigned. **Qualifications** **SDC - Group Dental Underwriter I** **Education and Experience:** · Bachelor’s degree in Business, Finance, Math, or related field. · 0-1 year of experience as a Specialty Products Underwriter or equivalent experience in health insurance underwriting. **Technical Skills and Knowledge:** · Knowledge and underwriting expertise relative to risk assessment and pricing of Group Insurance products. · Intermediate underwriting systems and Microsoft Office skills, including Excel and workflow applications such as OnBase and Stepwise. **SDC - Group Dental Underwriter II** **Education and Experience:** · Bachelor’s degree in Business, Finance, Math, or related field. · 3 years of experience as a Specialty Products Underwriter or equivalent experience in health insurance underwriting. · Experience collaborating with internal sales and external broker distribution partners. **Technical Skills and Knowledge:** · In depth knowledge and underwriting expertise relative to risk assessment and pricing of Group Insurance products. · Intermediate underwriting systems and Microsoft Office skills, including Excel and workflow applications such as OnBase and Stepwise. **SDC – Sr. Group Dental Underwriter** **Education and Experience:** · Bachelor’s degree in Business, Finance, Math, or related field. · 5 years’ experience as a Specialty Products Underwriter or equivalent experience in health insurance underwriting. · Experience collaborating with internal sales and external broker distribution partners. **Technical Skills and Knowledge:** · In depth knowledge and underwriting expertise relative to risk assessment and pricing of Group Insurance products. · Intermediate to advanced underwriting systems and Microsoft Office skills, including Excel and workflow applications such as OnBase and Stepwise. · Ability to orient, train and assist more junior level staff. Medical Mutual is looking to grow our team! We truly value and respect the talents and abilities of all of our employees. That's why we offer an exceptional package that includes: A Great Place to Work: + We will provide the equipment you need for this role, including a laptop, monitors, keyboard, mouse and headset. + Whether you are working remote or in the office, employees have access to on-site fitness centers at many locations, or a gym membership reimbursement when there is no Medical Mutual facility available. Enjoy the use of weights, cardio machines, locker rooms, classes and more. + On-site cafeteria, serving hot breakfast and lunch, at the Brooklyn, OH headquarters. + Discounts at many places in and around town, just for being a Medical Mutual team member. + The opportunity to earn cash rewards for shopping with our customers. + Business casual attire, including jeans. Excellent Benefits and Compensation: + Employee bonus program. + 401(k) with company match up to 4% and an additional company contribution. + Health Savings Account with a company matching contribution. + Excellent medical, dental, vision, life and disability insurance — insurance is what we do best, and we make affordable coverage for our team a priority. + Access to an Employee Assistance Program, which includes professional counseling, personal and professional coaching, self-help resources and assistance with work/life benefits. + Company holidays and up to 16 PTO days during the first year of employment with options to carry over unused PTO time. + After 120 days of service, parental leave for eligible employees who become parents through maternity, paternity or adoption. An Investment in You: + Career development programs and classes. + Mentoring and coaching to help you advance in your career. + Tuition reimbursement up to $5,250 per year, the IRS maximum. + Diverse, inclusive and welcoming culture with Business Resource Groups. About Medical Mutual: Medical Mutual’s status as a mutual company means we are owned by our policyholders, not stockholders, so we don’t answer to Wall Street analysts or pay dividends to investors. Instead, we focus on developing products and services that allow us to better serve our customers and the communities around us. There’s a good chance you already know many of our Medical Mutual customers. As the official insurer of everything you love, we are trusted by businesses and nonprofit organizations throughout Ohio to provide high-quality health, life, disability, dental, vision and indemnity plans. We offer fully insured and self-funded group coverage, including stop loss, as well as Medicare Advantage, Medicare Supplement and individual plans. Our plans provide peace of mind to more than 1.2 million Ohioans. We’re not just one of the largest health insurance companies based in Ohio, we’re also the longest running. Founded in 1934, we’re proud of our rich history with the communities where we live and work. _At Medical Mutual and its family of companies we celebrate differences and are mutually invested in our employees and our community. We are proud to be an Equal Employment Opportunity and Affirmative Action Employer. Qualified applicants will receive consideration for employment regardless of race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, veteran status, or disability status._ _We maintain a drug-free workplace and perform pre-employment substance abuse and nicotine testing._ **Title:** _SDC - Group Dental Underwriter_ **Location:** _OH-Brooklyn_ **Requisition ID:** _2400482_ **Other Locations:** _US-OH-Centerville_