Location:

124 East 14th Street, Suite 1100 - New York, New York 10003

Location:

124 East 14th Street New York, NY: Mobile/Hybrid work schedule - 2-3 days in office.

Job Description:

Laurel Road, a brand of KeyBank National Association and a proud leader in the fintech banking space, is committed to providing our members with industry leading and digital first financial solutions and products. The Laurel Road brand brings with it award-winning service, over $12 billion in funded loans, proven success in the digital lending space and a core set of banking products including student loan refinancing, personal loans, credit cards, deposit accounts, financial education and expert guidance from our GradFin student loan consultants.
 

We are searching for a Senior Analyst with a strong analytical skillset to join the Pricing & Strategy team to drive pricing initiatives, profitability management, support capital markets activities and other high impact projects on lending and deposit products during a pivotal time in our business. This role will include involvement in capital markets-related responsibilities and is multi-faceted, requiring someone who is highly motivated and willing to go above and beyond to take a project from start to finish.

Essential Functions:

Assist with pricing strategy development, maintenance, and implementation for lending and deposit products such as student loan, personal loan, savings, and checkingConduct profitability analyses to optimize pricing structure and estimate returnsCreate dynamic excel models to run scenario analyses to inform pricing decisions and other top-of-house business prioritiesServe as the lead contact for the business on product pricing and the interest rate environment holistically; have a firm understanding of competitor pricing, application dispersion, conversion, rate distribution, and other KPIs; Summarize complex analysis into a digestible format to present to other teammates or senior leadershipCollaborate cross-functionally with Marketing and Product to drive top of house goals and enhance overall member experienceAssist with capital markets related activities such as loan sales/purchases, securitizations, and investor inquiriesIdentify ways to improve risk management across pricing and capital markets activities; work closely with Risk/Compliance partners to ensure that appropriate controls are in place and solutions are documented for potential riskUnderstand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to managementLeverage SAS to pull data as needed for ad hoc analyses

Qualifications:

2+ years in financial services, banking, or fintech (prior investment banking, management consulting, corporate finance, corporate treasury and/or pricing experience preferred)Understanding of how installment loans work and mortgage-style amortization. Experience with deposit products is a plus!Strong analytical mindset, data driven decisioning and insightsHigh attention to detail and ability to manage multiple projects simultaneously with little oversightCreative and solution-oriented problem solver with a strong customer focusIntermediate to advanced use of Microsoft Excel required; must be comfortable navigating big datasets across sheets/files and consolidating data into summary tablesProficient use of Microsoft Office Suite (i.e., Word, Excel, Outlook, and PowerPoint)Experience or exposure to capital markets activity is preferred but not requiredExperience with SAS or SQL preferredBachelor’s degree required

Competencies/ Skills:

Analytical Skillset: Is comfortable scrubbing data and creating summary tables in a digestible manner; ability to build dynamic excel models using appropriate assumptions; enjoys using data to tell a story Financial Literacy: Understanding of how mortgage-style payments and installment loans work; strong foundational knowledge of basic financial concepts, components of profit-and-loss statements, risk/reward principals, etc. Risk Management Focus: Proactively identify controls that may not be in place today for potential risks; find ways to improve risk management processes across pricing and capital markets activities Problem Solver: Can think through complex problems and create a plan to identify root causes, remediate the issue, and prevent the issue from becoming a recurring problem; able to approach situations from different points of view to anticipate future problems Attention to Detail: Navigates and creates excel models with minimal errors; follows detailed procedures for pricing related activity to adhere to risk/compliance requirements Initiative: Proactively seeks out and assesses opportunities that will further the Laurel Road mission; originates action rather than only responding to suggestions and direction from others Time Management/Priority Setting:  Uses time effectively and efficiently; achieve high quality results in a fast-paced, deadline driven, competing priority environment

COMPENSATION AND BENEFITS

This position is eligible to earn a base salary in the range of $90,000 to $100,000 annually depending on location and job-related factors such as level of experience. Compensation for this role also includes eligibility for short-term incentive compensation and deferred incentive compensation subject to individual and company performance.

Please click here for a list of benefits for which this position is eligible.

Job Posting Expiration Date: 01/31/2025

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to building a diverse, equitable and inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other protected category.

 

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.