Bangalore, IND
16 hours ago
Senior Associate
At Iron Mountain we know that work, when done well, makes a positive impact for our customers, our employees, and our planet. That’s why we need smart, committed people to join us. Whether you’re looking to start your career or make a change, talk to us and see how you can elevate the power of your work at Iron Mountain. We provide expert, sustainable solutions in records and information management, digital transformation services, data centers, asset lifecycle management, and fine art storage, handling, and logistics. We proudly partner every day with our 225,000 customers around the world to preserve their invaluable artifacts, extract more from their inventory, and protect their data privacy in innovative and socially responsible ways. Are you curious about being part of our growth stor​y while evolving your skills in a culture that will welcome your unique contributions? If so, let's start the conversation. Position Purpose Iron Mountain’s Global Business Services (GBS) group is hiring an experienced Credit & Collection associate. You will join a dynamic and fast-paced organization whose mission is to be a trusted strategic partner to our internal and external customers through optimization, standardization, and enterprise capabilities. Result-driven Credit Collection Specialist with 5+ years of experience in accounts receivable, credit risk analysis, and debt recovery. Expertise in reducing outstanding balances, maintaining client relationships, and ensuring timely payment collection while adhering to company policies and legal regulations. Major | Key Accountabilities Tracking outstanding balances and maintaining up-to-date accounts receivable records. Generating and sending invoices, account statements, and payment reminders to clients. Reconciling accounts to ensure accurate records of payments and credits. Contacting clients (via calls, emails, or letters) to recover overdue payments. Negotiating and establishing payment plans or settlements with delinquent customers. Monitoring payment plans to ensure compliance with agreed-upon terms. Escalating unresolved or overdue accounts for legal or third-party collection efforts. Maintaining professional communication to ensure positive customer relationships during the collection process. Addressing client disputes, resolving billing discrepancies, and ensuring satisfactory resolutions. Educating clients on payment policies and credit terms. Ensuring all collection practices comply with local laws, such as the Fair Debt Collection Practices Act (FDCPA). Preparing regular reports on aging accounts, delinquency rates, and collection performance metrics. Collaborating with internal teams (e.g., sales, customer service) to resolve credit or payment issues. Identifying and implementing strategies to accelerate cash inflows. Reducing the average collection period (days sales outstanding, DSO). Monitoring credit policies and revising terms to improve payment timelines. Initiating legal action on delinquent accounts when necessary (e.g., filing claims, liaising with legal teams). Coordinating with third-party collection agencies for escalated cases. Keeping detailed records of all interactions and payment efforts to support legal proceedings. Working with finance teams to report on cash flow impacts. Collaborating with sales teams to align credit terms with customer agreements. Providing feedback to management on credit and collection trends. Key Skills, Requirements and Competencies: Master's degree in business administration or a related field. Experience in Accounts Reconciliation,Invoice Management, Conflict Resolution and Payment Plan Negotiation Strong Verbal and Written Communication Minimum of 2-4 years in a collection role. Category: Finance Iron Mountain is a global leader in storage and information management services trusted by more than 225,000 organizations in 60 countries. We safeguard billions of our customers’ assets, including critical business information, highly sensitive data, and invaluable cultural and historic artifacts. Take a look at our history here. Iron Mountain helps lower cost and risk, comply with regulations, recover from disaster, and enable digital and sustainable solutions, whether in information management, digital transformation, secure storage and destruction, data center operations, cloud services, or art storage and logistics. Please see our Values and Code of Ethics for a look at our principles and aspirations in elevating the power of our work together. If you have a physical or mental disability that requires special accommodations, please let us know by sending an email to accommodationrequest@ironmountain.com. See the Supplement to learn more about Equal Employment Opportunity. Iron Mountain is committed to a policy of equal employment opportunity. We recruit and hire applicants without regard to race, color, religion, sex (including pregnancy), national origin, disability, age, sexual orientation, veteran status, genetic information, gender identity, gender expression, or any other factor prohibited by law. To view the Equal Employment Opportunity is the Law posters and the supplement, as well as the Pay Transparency Policy Statement, CLICK HERE **Requisition:** J0084175
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