Welcome page Returning Candidate? Log back in! Senior BLC Loan Underwriter Location US-MS-Pearl Posted Date 6 days ago(10/30/2024 11:55 AM) Job ID 2024-17854 Category Underwriting Type Regular Full-Time Job Grade 15 FLSA Status Exempt Working Hours 8am - 5pm Job Location: Company Business Loan Center - 10122 Overview

The purpose of this job is to serve in a senior position for approving and declining small business loan applications submitted to the Business Loan Center by business bankers and designated retail lenders.

Responsibilities Credit decisions for aggregate credits up to Small Business definition maximumCredit policy waivers and exceptionsDecision over limit requests for junior underwritersDecision and document small business loan requests, including pricing, for approval, denial, or conditional approvalReview small business loan applications for credit score, quality of personal credit history, proper debt service coverage/cash flow, collateral, financial ratios, etc.Perform analysis for credit decisions (cash flow or debt coverage ratio, collateral loan to value, appraisals, title searches, etc.)Review loan packages for compliance with TMK Loan Policy and Small Business Loan Underwriting Guidelines (desirability of credit, purpose, terms, collateral, financial statements, etc.)Review loan requests for HMDA applicability and compliance and submit requests as needed to HMDA 2nd Review CommitteeReviews loan decisions of junior underwriters for over limit requests. Qualifications Minimum four-year college degreeExtensive knowledge of small business and commercial lending processAdvanced knowledge of regulatory compliance procedures regarding small business lendingExtensive knowledge of credit analysis techniquesA broad understanding of small business and the inherent risks and opportunities associated with varying industry typesGood judgmental skillsStrong interpersonal skillsAdvanced computer skillsBasic leadership and management skills Options Apply for this job onlineApplyShareRefer this job to a friendRefer Sorry the Share function is not working properly at this moment. Please refresh the page and try again later. Share on your newsfeed Trustmark is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, age, marital status, genetic information, pregnancy, national origin, protected veteran or disability status, and any other status protected by law. Upon request, reasonable accommodations will be made for all qualified individuals with disabilities. If you need accommodation for any part of the application process because of a medical condition or disability please send an email to careers@trustmark.com or call 866-213-1418 to let us know the nature of your request.

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