Overview Senior Credit Risk Analyst Remote The Senior Credit Risk Analyst will generate insights from data, designing and deploying new strategies that impact the company’s initiatives. This role will be responsible for developing and executing data-driven, customer-centric strategies for new customer underwriting and account management that will lead to profitable growth. Improving risk processes using automation and process controls will be a particular focus for this position. No day is the same while you work on projects with high impact across the organization, helping the businesses improve processes, save costs, and achieve better outcomes. Essential Responsibilities Use data analytics to identify and mitigate credit risks associated with new customer origination and account management to optimize portfolio growth. Identify actionable insights, suggest recommendations, and influence the direction of the business by effectively communicating results to cross functional groups. Own the full lifecycle of automating key risk processes, performance monitoring and exception handling. Research and develop new methods and tools that will improve the business. Establish key performance indicators (KPIs) to measure the effectiveness of risk processes and performance, driving improvements over time. Continuously evaluate emerging credit trends and adapt the company’s strategies accordingly. Implement statistical process controls to alert of meaningful changes in trends across the portfolio. Engage with cross-functional team to translate business questions into statistical and machine learning paradigms. Adhere to quality assurance standards, documentation standards, using version control, and code repositories. Builds relationships by establishing trust, confidence and credibility with peers and senior leaders. Build and maintain productive partnerships with key areas of the business (e.g., Operations, Risk, IT, Compliance) to ensure strategies are comprehensive, fit for purpose and executed as designed. Minimum Qualifications BS/MS in a quantitative discipline (computer science, engineering, data science, statistics, math, operation management) or equivalent working experience. 3+ years of experience in applying analytical and technical skills to automate operational workflows. Proven success in analyzing large amounts of data which foster actionable business decisions. Intermediate to advanced experience in SQL, R or Python. Strong organizational skills and the ability to communicate effectively, both verbally and in written form. Ability to work effectively in a remote environment. Ability to adapt quickly to new technologies and changing business requirements. What We Offer Our Benefits Include* Uncapped Flexible Paid Time Off A comprehensive new hire training program designed to help set you up for success Access to a robust learning management system, full of e-learning modules and training programs to help boost your professional and personal development Professional Development and Mentor Programs plus Ongoing Training Resources Multiple coverage levels for Medical, Dental, & Vision Group Health & Wellness Program, plus special savings on retail items, travel, entertainment, and more through TMX Perks Traditional 401(k) and Roth 401(k) with Company match Options for Flexible Spending Accounts and Health Savings Accounts Basic and AD&D Life Insurance Optional pet insurance Voluntary benefits, including short-term and long-term disability insurance, accident, critical illness, and hospital confinement insurance Performance-based career advancement *Based on current benefit offering, which is subject to change with or without notice. Certain benefits are subject to the terms and conditions of the governing plan documents which should be consulted for additional details and eligibility requirements. Our Commitment to Diversity, Inclusion & Belonging Diversity at the Community Choice Financial® Family of Brands is one of the driving forces behind our Company’s success and we are committed to hiring, developing, and retaining talent of various backgrounds who demonstrate our shared values. We have worked to create a welcoming and inclusive environment where Team Members can collaborate freely to help spark innovation, drive creativity, advance their skillset, and move their career forward. Our commitment to diversity isn’t just about the work we accomplish; it’s about fostering a sense of belonging where talented Team Members can bring their whole selves to work to help maximize their full potential. Our Workplace Awards and Recognition We are honored to be recognized as a Military Friendly Employer for 2021, 2022, and 2023, a Best Company to Work for by InHerSight, and have received designation as a Top Employer for Hispanic and Latinos by HLPA in 2022 and 2023. About Us Community Choice Financial Family of Brands ("CCF") is a leading retailer of financial services to unbanked and underbanked consumers. CFF is the parent company to eleven brands including TitleMax®, TitleBucks®, InstaLoan® Check Into Cash®, Cash 1®, Check Smart®, Easy Money®, Rapid Cash®, and Speedy Cash®. With more than 1,700 retail storefronts and several online products available in 20+ states, CCF is steadfast in our commitment to help people across the country get access to the short-term financial services they need when they need it the most. The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor is it intended to be an all-inclusive list of the skills and abilities required to do the job. The Company may, at its discretion, revise the job description at any time, and additional functions and requirements may be assigned by supervisors as deemed appropriate.  Requirements, skills and abilities included have been determined to illustrate the minimal standards required to successfully perform the position. Important: The Community Choice Financial® Family of Brands will never ask you for banking or other payment information at any point during the interview or hiring process, nor will we conduct an interview via text message. Any official email correspondence will come from the domains @ccfi.com, @titlemax.com or @titlemax.biz. In-store positions are in-person only, remote options not available. The Community Choice Financial® Family of Brands is committed to providing an inclusive workplace free of discrimination based on race, color, religion, sex, age, national origin, military status, disability, pregnancy, sexual orientation, gender identity or expression, genetic information or any other characteristic protected by applicable law. Candidates of all background are encouraged to apply. CCFI Companies, LLC is an equal opportunity employer.