In the Financial Crimes Investigations department at Edward Jones, you will be part of a team of Investigators focused on complying with firm policies/procedures and regulations including, but not limited to BSA, USA Patriot Act, FINRA, SEC, OFAC, OFSI to support a strong anti-financial crime program (AML, Internal and External Fraud).  This department partners with branch teams, other home-office departments, leadership, law enforcement, internal audit, and regulators to ensure we are meeting or exceeding regulatory obligations and firm policy while making sure our controls are appropriate, specific, and risk-based.

What you'll do…

This role is responsible for investigative research, root cause analysis and consulting regarding highly complex financial crimes transactions, policy violations and/or suspicious situations with low, moderate, and high risk. Duties include any or all of the following: conducts investigative research using appropriate investigative techniques to determine risk; performs detailed analyses to detect patterns, trends, anomalies and schemes in transactions and relationships across multiple businesses/products; develops and implements testing strategies and methodologies; evaluates the adequacy and effectiveness of procedures, processes and internal controls; reviews and analyzes investigative findings and makes recommendations based upon outcomes; drafts corrective action plans and assists in managing change to prevent/mitigate risk
 Development and delivery of a wide range of training for team members and firm associates related to the identification of suspicious activity, investigative tools/techniques, reporting requirements and procedures, education and awareness of financial crimesExpected to  conduct comprehensive analysis of escalations or referrals to assess the risk of potential money laundering  or suspicious activityResponsible for determining whether a case can be appropriately mitigated and closed, or whether red flags still exist, and a SAR/STR is warranted.If a SAR/STR is warranted, responsible for drafting the SAR narrative, population of the SAR Form and ultimately filing the SAR within the required timeframes.Identify errors in judgment, delayed and/or inappropriate action could result in unreported illegal activity, theft, violation of internal firm policies, or internal fraud which could bring about regulatory scrutiny, penalties, and fineReview account activity and client behavior to identify trends with client accounts, or the activity of both the Financial Advisor and branch staff by performing account and customer reviews of historic behavior and detecting anomalous activityReview high risk events such as incoming criminal and grand jury subpoenas and analyze related account activity to determine if there is a reportable event.Perform enhanced due diligence (i.e., background reviews) and document results in order to mitigate risk posed by high-risk clients by utilizing industry resources and vendor toolsExpected to maintain working knowledge and enforce the Firm's Financial Crimes Policies. Enforcement of policy could include account restrictions, prohibition of individual/business types or assets due to the elevated AML/Sanctions risk. These enforcements could include direct communication with the branch team on the firm's policy and impact to their practice.Primary responsibility for ensuring compliance with sanctions screening program as required by OFAC, FinCEN, and BSA regulations and internal watchlists in order to detect and report suspicious customers, transactions or securities.Edward Jones' compensation and benefits package includes medical and prescription drug, dental, vision, voluntary benefits (such as accident, hospital indemnity, and critical illness), short- and long-term disability, basic life, and basic AD&D coverage. Short- and long-term disability, basic life, and basic AD&D coverage are provided at no cost to associates. Edward Jones offers a 401k retirement plan, and tax-advantaged accounts: health savings account, and flexible spending account. Edward Jones observes ten paid holidays and provides 15 days of vacation for new associates beginning on January 1 of each year, as well as sick time, personal days, and a paid day for volunteerism.  Associates may be eligible for bonuses and profit sharing. All associates are eligible for the firm's Employee Assistance Program. For more information on the Benefits available to Edward Jones associates, please visit our benefits page.