Scottsdale, Arizona, USA
11 days ago
Senior Loan Processor
Overview Want to work for a fast-paced, innovative company? Tri Pointe Homes is always looking for individuals to help us push forward in our pursuit of high-level home buying. If this sounds like a career for you, apply to be a part of our great team. Tri Pointe Connect, the mortgage affiliate of Tri Pointe Homes, is looking for an experienced, problem solving individual to join our talented group in Scottsdale, Arizona as a Senior Loan Processor. Position Highlights: Sr. Loan Processors at Tri Pointe Connect work closely with homebuyers, loan consultants, and underwriters to facilitate the gathering and processing of documentation necessary to get approved for a mortgage loan for Tri Pointe homebuyers. A Sr Loan Processor plays a key role in helping homebuyers realize their dream of homeownership. This includes possessing the knowledge and attention to detail to review critical documents relating to income and assets such as paystubs, tax returns, bank statements, credit reports, and other key documents applicable to the mortgage transaction. Sr. Loan Processors possess strong underwriting analytical skills including calculating income on tax returns, analyzing credit, and the ability to review and disposition other critical documentation to the mortgage transaction. Successful Sr. Loan Processors at Tri Pointe Connect display a strong desire for unparalleled customer service, are able to work with a sense of urgency, employ excellent communication skills (both written and verbal), are well-organized, and extremely detail oriented. If you are looking to make a difference, Tri Pointe Connect is the place for you! Position Responsibilities: Review file for completeness, comparing data entered in loan application with actual documentation provided Review underwriting guidelines to ensure all applicable documentation is gathered and submitted for underwriting approval Review documentation submitted by borrowers and third parties such as seller/builder, title/escrow, homeowners’ insurance, etc. Ensure documentation is acceptable and meets applicable guidelines or underwriting conditions Run automated underwriting systems (LP, DU, GUS, TOTAL) as applicable Calculate income on potentially complex scenarios such as business or self employed tax returns May disposition status of documents received to include acceptance or rejecting documentation for acceptability of meeting loan conditions May be required to facilitate restructuring of loans when documentation supplied does not meet guidelines by locating another program that will be acceptable Communicate verbally and electronically with internal and external parties applicable to the transaction including but not limited to loan consultants, builder representatives, real estate agents, homebuyers, title/escrow agents, homeowners’ insurance agents, and others Manage pipeline deadlines to ensure loans are submitted to critical milestones to meet purchase contract’s close of escrow deadlines Maintain updated communication logs or other status reports as applicable Attend weekly/monthly departmental meetings Monitor loan files and submit change of circumstance requests as applicable Order third party verifications (employment, income, assets, rent/mortgage) as applicable Understand and adhere to all regulatory guidelines Meet all established Quality Control Metrics Attend departmental and compliance training as required Meet minimum production requirements for active loan pipeline as well as loans closed timely Position Qualifications: High school diploma or equivalent Minimum 5 years’ experience in a Loan Processing role; purchase/builder business preferred MS Office; including Outlook, Word, and Excel Loan Origination System experience, Encompass preferred Must be able to work hybrid, 3 days in the office located in Scottsdale, AZ and 2 days remote. Job Specific Core Competencies: Knowledge of underwriting guidelines – including conventional, FHA, VA, USDA, and non-QM Strong regulatory knowledge, including ECOA, HMDA, RESPA, and other applicable federal or state-specific guidelines Excellent verbal and written communication skills Strong attention to detail Outstanding interpersonal and customer service skills Ability to multi-task and meet deadlines Strong organizational skills Ability to operate independently when needed but perform as a team player Ability to meet internal and external expectations when working under fast paced and tight deadlines At Tri Pointe Homes, we are intentional about fostering an environment where you, and all individuals, are encouraged to be their authentic selves. We embrace individuality and strive to be consciously inclusive of different backgrounds, experiences, and perspectives in every aspect of our business. We believe our company’s strength relies on the diversity of the team and the unique, innovative ideas everyone contributes. We are an Equal Opportunity Employer, which means we make employment decisions based on merit and qualifications and are committed to providing equal opportunities for all applicants and employees without regard to their race, color, creed, religion, national origin, ancestry, citizenship status, age, disability, sex, sexual orientation, gender identity or expression, veteran status, genetic information, or any other characteristic protected by applicable federal, state or local laws. We will endeavor to make a reasonable accommodation to the known physical or mental limitations of a qualified applicant with a disability unless the accommodation would impose an undue hardship on the operation of our business. If you believe you require such assistance to apply for an open position or to participate in an interview, please let us know.
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