We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit CIBC.com
What you’ll be doing
As a Senior Manager, Commercial Credit Risk, reporting to the Senior Director, Credit Risk Management, Western Canada, you will be responsible for managing a portfolio of Agriculture and Diversified Industries Commercial credits. You will adjudicate credit applications within delegated lending authority and ensure that line lending officers exercise sound credit practices through periodic consultation and visits. You will also be required to liaise closely with CIBC business officers and other risk managers in managing credit risk transactions.
At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote.
How you’ll succeed
Assess credit applications - Review the financial history of applicants and assess exposure to the Bank from a risk/return perspective. You’ll also approve or decline all credit applications within the designated portfolio and refer accounts to the Senior Director only in those instances where sensitivities of a business or public relations nature necessitate discussions or disclosure at a more senior level.
Monitor risk - Provide ongoing assessment of the portfolio, including the timely review of risk ratings, as well as the monitoring of action plans for high risk/watch list accounts and accounts that could potentially be added to the high risk/watch list accounts list.
Establish action plans & prepare recommendations - Describe corrective measures to be implemented to address credit related issues, as well as develop corrective measures to address credit related issues and monitor the effectiveness of such measures. You’ll partner with Risk Management colleagues and line lending officers on credit risk management matters and assist the relationship managers and market leaders to recommend the best approach to fulfil their credit risk mandate.
Who you are
You can demonstrate a minimum 2-5 years of experience in an Account Manager role, Agriculture and Commercial Banking.
It’s an asset if you have strong credit risk management expertise with knowledge in lending products, policies and guidelines, local and national market knowledge, and legislative and regulatory requirements-sufficient to provide value-added assistance with adjudication and processes.
You are proficient in Microsoft Office Suite.
You have a degree in Business, Agriculture, and/or related field.
You're passionate about people. You find meaning in relationships and surround yourself with a diverse network of partners. You connect with others through respect and authenticity.
Your influence makes a difference. You know that relationships and networks are essential to success. You inspire outcomes by sharing your expertise.
You give meaning to data. You enjoy investigating complex problems and making sense of information. You communicate detailed information in a meaningful way.
You're motivated by collective success. You know that teamwork can transform a good idea into a great one. You know that an inclusive team that enjoys working together can bring a vision to life.
Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.
#LI-TA
What CIBC Offers
At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.
We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.
Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.
*Subject to plan and program terms and conditions
What you need to know
CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.
Job Location
Vancouver-400 Burrard St, 6thEmployment Type
RegularWeekly Hours
37.5Skills
Analytical Thinking, Business Banking, Business Credit, Business Development, Commercial Banking Operations, Commercial Banking Relationship Management, Credit, Credit Processes, Credit Proposals, Credit Risk Management, Credit Risks, Ensure Compliance, Financial Analysis, Group Problem Solving, Portfolio Management, Stakeholder Management