At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. **Job Description** Group Senior Credit Approval Officer (GSCAO) responsible for leading a team of highly professional Senior Credit Approval Officers and Credit Approval Officer / Managers supporting a large Corporate / Global Capital Markets Portfolio and the Derivatives Documentation team. The portfolios consist of the following business lines: Capital Markets (including all aspects of the Capital Markets related approval requirements), Asset Backed Securitizations (ABS), Collateralized Loan Obligations (CLOs), Private Capital and Global Asset Management (PCGAM – consisting of Sponsor Finance, Subscription Lines and Securities Industry and Investment Management (SIIM)). This position manages a team of 13 professionals through 6 direct reports, has responsibility for approval of credit actions in accordance with Credit Policy and oversight of the Derivatives Documentation team. This position collaborates closely with peers, business line leaders and the ECAO for Corporate Banking and Global Capital Markets and the Chief Credit Officer to ensure overall portfolio management, adherence to strategy, compliance with policy as well as awareness and management of a variety of emerging risks. The team provides leadership in support of regulatory requirements and Credit Risk Management (CRM) second line of defense objectives. This includes overseeing the credit culture for the business lines supported, providing subject matter expertise for credit policy, credit underwriting and analysis, decisioning credit approval requests while appropriately challenging requests as appropriate, providing overall guidance and support, while remaining independent and objective in making decisions involving credit risk. The GSCOA acts as a critical partner to business line Division Managers and Senior Portfolio Managers, helping the business lines adhere to credit policies and compliance, while achieving growth goals. This leader individually understands the underwriting/account management strengths and weaknesses for each business line, and actively engages with the business lines to address identified inconsistencies; identifies and discusses industry conditions relevant to portfolios, manages overall portfolio dynamics, analyzes and reviews higher risk credits and borrower fundamentals; helps influence business line behavior for both individual credit actions and overall portfolio management; meets with regulators and internal exam partners (3rd line of defense) to provide portfolio updates and ensure satisfactory results or remediation of issues as necessary; participates in the review and development of specialty lending areas and General Loan Policies. In addition to the responsibilities for managing the credit approval and risk associated with the portfolios identified above, this position also manages our Derivatives Documentation team. The Derivatives Documentation team is responsible for coordination, review, and oversight of the ISDA documentation process and counterparty onboarding. **Basic Qualifications** + Bachelor's degree in economics, finance or accounting, or equivalent work experience + 15 or more years of experience in a credit risk management environment **Preferred Skills/Experience** + Demonstrated experience in credit risk management and credit approval + Demonstrated experience and understanding of capital markets transactions + Demonstrated experience in risk analysis, structuring, and portfolio management skills + Excellent interpersonal, presentation, written and verbal communication skills with a proven track record of establishing and maintaining effective relationships with business leaders + Expert knowledge of credit lending policies + Ability to assess and manage risk particular to specific industries and portfolio constructs + Ability to collaborate effectively with business units to grow portfolios while appropriately managing risk + Demonstrated management and leadership skills, as well as the ability to effectively mentor approvers and manage a diverse team nationwide + Considerable knowledge of the business line's operations, products/services, systems, and associated risks/controls The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) . **Benefits:** Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law **EEO is the Law** U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal **KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf)** EEO poster. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $208,505.00 - $245,300.00 - $269,830.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.