Memphis, Tennessee, USA
60 days ago
Senior Risk Analyst (Capital, Market, Liquidity, Interest Rate Risk)

Location: On site in offices within our Company's footprint

The Senior Risk Analyst will conduct routine monitoring of the Capital, Market and Liquidity risk management frameworks and adherence to the Company’s risk appetite, key risk indicators and policies. The individual will play a significant role in providing effective challenge to the business units’ processes, models, and assumptions that measure market risk, liquidity risk, and capital adequacy. 

 

ESSENTIAL DUTIES AND RESPONSIBILITIES Collaborate with the respective business units that own capital, market, interest rate, and liquidity risks to ensure compliance with regulatory guidance and industry standards Perform deep-dives into the business unit’s processes, controls, methodologies, and assumptions as it relates to market risk (asset-liability management “ALM”, interest rate risk measurement and analysis, and mortgage secondary marketing activities), liquidity risk, and capital adequacy, providing escalation if necessary Develop and implement processes leading to better risk management framework and improvement of internal risk controls Monitor market and regulatory conditions and assess potential risk exposures Prepare risk reports and analysis for senior management and various committees Participate in the Risk & Control Self Assessment and Resolution & Recovery Planning Respond to ad hoc requests from the business units, risk management teams or regulators

 

SUPERVISORY RESPONSIBILITIES No supervisory responsibilities

 

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:

Bachelor (4-year college) degree 4-6 years of relevant experience within the banking or financial services industries Working knowledge of banking and financial markets as well as associated regulations as it pertains to an institution’s financial risk management (asset and liability management, liquidity management and capital management experience a plus) Ability to analyze, simplify and summarize lengthy and complex materials (e.g., regulatory guidance, market research/studies, economic insights, industry analysis, etc.) Strong communication skills to effectively interact with cross-functional stakeholders

 

COMPUTER AND OFFICE EQUIPMENT SKILLS Proficiency in Microsoft Office Experience with ALM platforms (e.g., Empyrean, QRM, Fiserv, etc.) a plus Experience with Liquidity Management platforms/models a plus Experience with data management software and tools (e.g., SAS, SQL, R, etc.) a plus

 

CERTIFICATES, LICENSES, REGISTRATIONS

None required

About Us
First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately ~7,300 associates and ~418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation’s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

Benefit Highlights
 

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Corporate Diversity Commitment:
 

We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.

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