**About The Role** **Totten Insurance Group** is growing, and we are looking for a dynamic **Underwriter, Property & Casualty** working in a hybrid environment in the Oakville or Toronto locations. We are looking for someone that can work under limited direction and underwrites new and renewal business within designated authority levels. This is an ideal role for a for a strong technical underwriter with commercial underwriting production and renewal retention expertise. This role reports to the Underwriting Manager of Property & Casualty. **What You’ll Do** + Evaluate risks and make underwriting decisions based on company guidelines, risk appetite, and pricing strategies. + Develop and maintain relationships with brokers and clients, providing exceptional customer service and delivering value-added solutions. + Collaborate with other underwriters, brokers, and internal teams to drive profitable growth and increase market share. + Manage the submission, quoting, and binding processes for new and renewal business, ensuring accuracy, efficiency, and timeliness. + Negotiate policy terms and conditions with brokers and clients, ensuring compliance with underwriting guidelines and regulatory requirements. + Monitor and manage risk exposures, including the handling of claims and loss control recommendations. + Provide technical expertise and guidance to junior underwriters and other staff members. + Keep abreast of industry trends, competitive landscape, and regulatory developments to identify emerging risks and opportunities. **What You’ll Need for Success** + 5+ years of experience in P&C underwriting, with a focus on commercial lines and preferably with an MGA + Strong technical knowledge of P&C insurance products and services, with an ability to apply this knowledge in a creative and innovative manner + Excellent communication and interpersonal skills, with the ability to build and maintain strong relationships with brokers and clients + Proven track record of achieving underwriting profitability and growth targets + Strong problem-solving and analytical skills, with the ability to think strategically and translate insights into action + Ability to adapt to changing business priorities and to work in a fast-paced, dynamic environment. + Experience with underwriting systems and workflows, with a willingness to learn new technologies as needed + Experience with TAM broker management and Policy Works systems is an asset **Choose Totten and Elevate Your Career** Totten Insurance Group stands at the pinnacle as Canada's preeminent national MGA provider, specializing in niche products and pioneering solutions. Offering an eclectic array of insurance products and programs, Totten Group's commitment lies in rendering top-tier insurance solutions that aren't typically accessible in the mainstream marketplace. Actively supporting more than 2,000 independent brokers across Canada, Totten Group proudly embraces a robust organizational structure, featuring five distinct divisions. These include Commercial Casualty, Commercial Property, Hospitality, Personal Lines, and Professional Liability. Each division contributes unique expertise, ensuring comprehensive coverage that matches the diverse needs of our clientele. To read more about Totten, please visit https://www.tottengroup.com/about/. Your well-being is our priority, and we back this up with a wealth of benefits: + Enjoy a competitive pay structure that includes incentives, bonuses, and more ways to increase your earnings. + Balance your life with flexible work arrangements and generous time off. + Benefit from a comprehensive package tailored to your needs, including company-matched RRSPs. + Invest in your future with Totten-sponsored training and development programs. We even offer tuition reimbursement opportunities. + Rest easy with reimbursements for professional license fees and membership dues. + Avail special perks including discounts on events, travel, accommodations, and personal home & auto insurance. At Totten, we champion the values of diversity, equity, and inclusion. We are steadfastly devoted to cultivating an atmosphere in which every member of our team feels valued and empowered. With this commitment in mind, we’ve crafted our selection process to ensure accessibility for all. We actively invite you to inform us if you require any support or accommodations during the recruitment journey. We staunchly uphold the principle of offering every applicant an equal chance to excel and prosper in our harmonious and inclusive workspace. \#LI-hybrid \#LI-DH1 Department Account Management & Service Required Experience: 5-7 years of relevant experience Required Travel: No Travel Required Required Education: Diploma