Plano 3 (31063), United States of America, Plano, Texas Small Business Banker (Inside Sales) The Virtual Business Banker II (VBB II) is responsible for daily operations, execution and support of inbound/outbound phone-based retention and sales effort occurring within a phone based environment. VBB II will focus attention on proactively retaining and deepening an existing portfolio of complex and high net worth small business owner relationships through retaining and cross selling additional business and personal products and services. The VBB II will be expected to build relationships which in turn may lead to sourcing additional products and services through outbound phone activities. The VBB II should have an understanding of the complex business cash flow cycle and apply advanced business credit sales skills to the client interaction using an existing multi touch client contact strategy and sales process. These customers are typically Business Banker customers including complex Business Banker Manager, Sr. Manager and Director portfolios. **General Responsibilities** **:** + Responsible for relationship management of the assigned book of business + Requires ability to proactively build relationships, retain and sell over the phone while navigating a computerized data entry system or other relevant applications + Build a strong team interaction model to best support customers and achieve a personal customer relationship experience + Exhibits the ability to proactively sell over the phone and navigate a computerized data entry system or other relevant applications + Delivers on sales volume and revenue targets as agreed upon by VMSE + Acts as expert for branches when needed + Has a thorough understanding of the client’s needs in order to build relationships and cross sell additional products and services to existing Business Banking segment customers that are not managed by a Business Banker due to an inactive portfolio + Applies proficient understanding of complex business cash flow cycle in client discussion along with advanced business credit sales skills + Exhibits in depth knowledge of the organization, products, and/or services + Maintains a regular calling program on clients in order to generate high quality new deposit and loan business from existing clients in order to achieve or exceed targets + Assesses customer needs and suggest/promote alternative products or services through defined sales process + Actively utilizes Sales Relationship Management system with calls, pipeline activities and sales results + Maintains a clear product and service knowledge skill set to adequately meet the business and personal needs of the business to effectively establish rapport, analyze needs and offer the correct product solution + Understands proper problem resolution and refer appropriate servicing issue resolutions to the appropriate servicing call center or Sales Support Specialist + Holds accountability for the execution of risk management / compliance protocols within the sales process + Refers customer to appropriate channel for complex Treasury Management and Merchant Service product needs and follow up to ensure products/accounts are opened and engaged **Basic Qualifications:** + At least 3 years of Business Banking experience + At least 3 years of sales experience **Preferred Qualifications:** + 4+ years Business Banking experience + 1+ year of phone based sales experience + Formal credit training At this time, Capital One will not sponsor a new applicant for employment authorization for this position.  Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website (https://www.capitalonecareers.com/benefits) . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. 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