Baltimore, MD, 21217, USA
1 day ago
Sr Analyst, Credit Risk
**WHO WE ARE** As the nation's largest producer of clean, carbon-free energy, Constellation is focused on our purpose: accelerating the transition to a carbon-free future. We have been the leader in clean energy production for more than a decade, and we are cultivating a workplace where our employees can grow, thrive, and contribute. Our culture and employee experience make it clear: We are powered by passion and purpose. Together, we're creating healthier communities and a cleaner planet, and our people are the driving force behind our success. At Constellation, you can build a fulfilling career with opportunities to learn, grow and make an impact. By doing our best work and meeting new challenges, we can accomplish great things and help fight climate change. Join us to lead the clean energy future. **TOTAL REWARDS** Constellation offers a wide range of benefits and rewards to help our employees thrive professionally and personally. We provide competitive compensation and benefits that support both employees and their families, helping them prepare for the future. In addition to highly competitive salaries, we offer a bonus program, 401(k) with company match, employee stock purchase program; comprehensive medical, dental and vision benefits, including a robust wellness program; paid time off for vacation, holidays, and sick days; and much more. **Expected salary range of $100,800 to $112,000, varies based on experience, along with comprehensive benefits package that includes bonus and 401(k).** **PRIMARY PURPOSE OF POSITION** The Senior Analyst, Credit Risk is responsible for a credit portfolio within the designated regions with focus on CORe (Constellation Offsite Renewables) portfolio. This job is also responsible for assessing and analyzing retail power and gas credit issues for the retail supply business. As a member of the credit organization, this position will require an advanced understanding of the physical and financial products offered by the Company and the marketplace in order to properly assess and monitor counterparty credit/risk issues. The incumbent is closely aligned with the business and functional leaders throughout the organization, and is expected to foster and maintain strong working partnerships with their respective peers. This position requires interaction with Sales organization, Operations, Corporate Accounting, Corporate Treasury and Corporate Risk. **PRIMARY DUTIES AND ACCOUNTABILITIES** + Assess and analyze the credit worthiness of customers and monitor current and potential exposures. + Recommend credit terms and conditions within customer contracts. + Coordinate with the margining and treasury teams on counterparty collateral including cash, letters of credit and parental guarantees. Also, coordinate effectively with Receivables team to monitor aged receivables to ensure timely collection. + Assist on presentations to Senior Management that include credit decisions and recommendations, while highlighting top credit risks within the organization. + As directed by Credit leadership, lead the coordination, maintenance, and implementation of improved reporting and functionality of Credit Risk systems. **MINIMUM QUALIFICATIONS** + BS in Accounting, Economics, Finance, Mathematics, or a related degree + At least 5 years of relevant experience + Advanced understanding of Mark to Market calculations and valuations of forward contract positions + In-depth knowledge of credit and risk management fundamentals + Thorough understanding of financial and wholesale energy trading markets + Ability to evaluate creditworthiness of a company and clearly convey results in a well written report + Excellent organizational, verbal and written communication skills with ability to handle multiple duties + Strong interpersonal skills with the ability to interact with commercial and functional partners, external counterparties, vendors, and senior level executives within Risk and Finance. + Must be self motivated and possess excellent time management skills + Strong computer and spreadsheet modeling skills + Ability to handle multiple tasks in a fast paced energy commodity trading environment **PREFERRED QUALIFICATIONS** + Completion of formal credit training program + Advanced degree or professional designation in a related field Constellation is proud to be an equal opportunity employer and employees or applicants will receive consideration for employment without regard to: age, color, disability, gender, national origin, race, religion, sexual orientation, gender identity, protected veteran status, or any other classification protected by federal, state, or local law.
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