Under limited direction, underwrite and service profitable new and renewal business based on a comprehensive knowledge of policy terms and conditions and coverage intent. Work within broad limits of authority on complex commercial underwriting assignments. Take ownership of assigned territory to ensure profitability and growth through classifying and pricing new business, renewal retention, managing loss frequency and severity and developing, implementing and monitoring action plans.

ESSENTIAL FUNCTIONS:
• Effectively assess risk and price business according to the company's underwriting and pricing guidelines and ensure time standards are met. 
• Develop and maintain relationships with agents, monitor agency growth, profitability and quality of submissions; review loss activity (frequency and severity) for each agent in the assigned territory; consider mix of business, loss ratios by line of business, fit of business with company guidelines; identify problems or patterns that might predict problems and work with the agent to correct.
• Acquire reinsurance as needed.
• Effectively use all available systems, tools and resources in making sound underwriting decisions.
• Participate in development of new products and coverages. 
• Participate in training for new underwriters.
• Assist underwriters in the handling of high hazard or more complex accounts.
• Assist Marketing staff in identifying new opportunities consistent with risk appetite.
• Visit agency plant to build and maintain strong working relationships.

KNOWLEDGE, SKILLS AND ABILITIES:
• MS Word, Excel, PowerPoint
• Solid knowledge of commercial underwriting policies, practices and procedures
• Strong underwriting aptitude and ability to make informed decisions
• Ability to work with webinars
• Excellent verbal and written communication skills and strong negotiation skills.
• Ability to advise agency plant on commercial contracts and procedures.
• Excellent time-management skills and ability to multi-task.

BA or BS degree preferred. Knowledge in underwriting all commercial lines exposures for all lines of business CPCU, AU or equivalent work experience.