**When you join Sallie Mae, you become a champion for all students.** We’re on a mission to power confidence as students begin their unique journey. To help them plan their higher education, successfully finish, and prepare for life after school. To help them Start smart. Learn big. Students need guidance navigating this important time in their life. They need someone who acknowledges that their education path is unique. They need a partner willing to evolve and not only meet but surpass their expectations. We’re changing. Because students need a better way. We’re looking for people who are excited to drive this transformation. To break barriers and think of new ways to adapt, help, and create better experiences for students—and for each other. This is where diverse backgrounds, beliefs, and perspectives matter. It’s where you’re empowered to bring your authentic self to work. Feeling your best allows you to do your best. Our benefits take care of the whole you—from physical and mental to financial and professional. You’ll get opportunities to further your education and career, support for you and your family (including your pets!), paid time off to volunteer for the things that matter to you, and more. We’re obsessed with impact and making a real difference. For us, that means putting relationships first, asking “why not?” when tackling challenges, and continuously learning new skills. Come do more than join something, change something. For students, for future generations, for the future of education. At Sallie Mae, we’re on a mission to make it easier for families to plan, save, and pay for education. As a **Loss Forecasting** **Analytics Sr.** **Director** , you will play a pivotal role in safeguarding the financial health of Sallie Mae by leveraging your expertise to predict and manage credit losses. In this high-profile role, you’ll be responsible for determining and evaluating different risk segments of our portfolio that will inform strategic decisions and ensure sustainable growth. You will partner with cross-functional teams to design and implement strategies to help mitigate losses across all areas of collections. This position is ideal for a results-driven leader who thrives in a collaborative, innovative environment where your insights are valued, your curiosity is encouraged, and your ability to solve complex problems is rewarded. **What You'll Contribute:** In this role, you’ll join the Credit team—a critical driver of how Sallie Mae makes key decisions for its customers. You’ll play a pivotal role in understanding key drivers of Sallie Mae’s losses and then helping to craft strategies that will shape how Sallie Mae navigates credit loss challenges, supports its customers, and remains resilient in a rapidly changing market. You’ll apply your core strengths in **Analytical Problem-Solving** , **Strategic Thinking** , and **Communication** to: + Develop and maintain advanced analytical tools and monitoring that help to understand the different drivers of losses and delinquencies across the portfoliowith precision. + Monitor and analyze macroeconomic trends, portfolio dynamics, and external factors to understand any challenges or benefits to loss projections. + Collaborate across teams—including Operations, Finance, Risk, and Business Strategy—to ensure alignment with broader organizational goals. + Provide regular reporting and thought leadership to executive stakeholders, offering clear insights and recommendations for action. + Identify emerging risks and opportunities, using your expertise to proactively guide decision-making. What You’ll Bring: + A deep understanding of credit risk, portfolio dynamics, and forecasting methodologies. + Advanced analytical skills and proficiency with tools such as SQL, Python, R, or similar platforms to manipulate and interpret complex datasets. + Strong business acumen and the ability to connect data-driven insights with strategic business objectives. + Exceptional communication skills to influence stakeholders and present complex concepts in a clear, compelling manner. + A proven track record of leading initiatives that drive measurable business impact. If you’re ready to apply your expertise to a dynamic, fast-paced environment where you can directly influence key decisions, this is your opportunity to lead and innovate at Sallie Mae. **What You'll Do:** **Strategic leadership** : Drive analytical and data-based approach to develop business strategies that will drive growth, inform core decisions, and drive success for Sallie Mae **Teamwork** : Can lead and mentor team of analysts to help solve business problems. **Execution** : Ensure delivery of business intent, build and evaluate business requirements to drive flawless execution of credit and product strategy. Ability to successfully drive multiple projects and programs concurrently **Partnership** : Collaborate effectively with colleagues across Sallie Mae to drive improvement in quality, volume, and service **Analytical Problem Solving** : A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation. Successfully organize and drive structured thinking for white space business problems **Strong business judgment, leadership and integrity** : He/she should be a tenacious decisionmaker, able to bring a healthy, aggressive, yet responsible approach to business **Strong communication skills** : Impeccable written and oral communications, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills. Ability to take analysis and integrate into a clear and concise story _The above information is intended to describe the general nature and level of work performed by employees assigned to this job; it is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees in this role._ **What You Have:** Minimum education, skills and experience required. Bachelor’s Degree in quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering Preferred education, skills and experience required. Master’s Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering 10+ years of experience in analysis 4+ years of experience in financial services 2+ year of experience in consulting 3+ years of experience in people management **The Americans with Disabilities Act** _The Americans with Disabilities Act of 1990 (ADA) prohibits discrimination by employers, in compensation and employment opportunities, against qualified individuals with disabilities who, with or without reasonable accommodation, can perform the “essential functions” of a job. A function may be essential for any of several reasons, including: the job exists to perform that function, the employee holding the job was hired for his/her expertise in performing the function, or only a limited number of employees are available to perform that function._ **Feeling your best helps you do your best:** **Our benefits take care of the whole you—so you can build your work around your life (not the other way around!).** + Competitive base salaries + Bonus incentives + Generous PTO, Floating Holidays and 12 Federal Holidays observed + Support for financial-well-being and retirement 401k with employer match + Comprehensive medical, dental, vision, hospital indemnity, critical illness, pet insurance and more + Employer paid short-term/long-term disability and basic life insurance + Flexible hybrid working arrangements. + Paid parental leave and adoption reimbursement programs + Free access to on-site staffed fitness centers (in Delaware) and gym subsidy (for locations outside Delaware) + Confidential counseling support (EAP), Health Advocacy services and Wellness program with financial incentives + Tuition Reimbursement and Family Scholarship Programs + Career development and training opportunities Not the right fit? Let us know you're interested in a future opportunity by clicking _Introduce Yourself_ in the top-right corner of the page or create an account to set up email alerts as new job postings become available that meet your interest! **Sallie Mae is proud to be an equal opportunity (EEO) employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender, sexual orientation, national origin, age, genetic information, gender identity, disability, Veteran status or any other characteristic protected by federal, state or local law. Click here (https://salliemae.com/legal/pay-transparency-policy/)** **to view the U.S. Pay Transparency Policy,** **here (https://mandatoryview.com/?LicenceId=b723c601-1179-462b-a551-71dec216fdbf&ProductType=IntranetLicense&SubType=PG)** **for federal job applicant notices, and** **here (https://www.salliemae.com/content/dam/slm/writtencontent/Policies/CA\_Privacy\_Notice\_2023.pdf)** **to view the California Employee Privacy Notice.** **Reasonable accommodations are available for applicants with disabilities in all phases of the application and employment process. To request an accommodation please call (855) 756-2007 and choose option 9. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.** Sallie Mae is proud to be an equal opportunity (EEO) employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender, sexual orientation, national origin, age, genetic information, gender identity, disability, Veteran status or any other characteristic protected by federal, state or local law. If you'd like more information about your EEO rights as an applicant, please click https://https/www.eeoc.gov/employees-job-applicants. https://https/www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf. Click https://https/www.salliemae.com/legal/pay-transparency-policy/ to view the U.S. Pay Transparency Policy.