The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

We are looking for a highly motivated and strategic-minded Finance Manager to join PayPal’s Finance team supporting PayPal's Credit and Financial Services products. In this position, you will partner with the senior product leaders across the portfolio of businesses to manage budgets, develop forecasts, and uncover new opportunities to accelerate the business. You will also work with Treasury and Capital Markets to help optimize financial processes and integration across internal and external stakeholders and counterparties. The role will be a key focal point in facilitating financial decision-making through building business cases, developing operational management of initiatives, and diagnosing challenges or opportunities at the global scale. An ideal candidate will demonstrate strong financial modeling skills, offer a strategic perspective, and possess strong business acumen. A key part of the role will entail the management and oversight of the day-to-day operation of the loan securitization programs.

Job Description:

Responsibilities:  

Manage complex financial models and processes to support forecasting and annual budgeting exercises.  

Manage and oversee the day-to-day operation of the loan securitization program linked to PayPal’s Buy Now Pay Later business in the UK, Germany, France, Italy and Spain. 

Partner with regional and corporate finance teams to drive clear alignment for product–level financial plans and results.  

Develop and maintain trusted relationships with external strategic finance partners. 

Lead monthly outlook and month end variance driver analysis by collaborating with key stakeholders to understand the trends of leading indicators.  

Collaborate with senior business partners to define and analyze critical business and financial goals to drive accountability and influence critical decision making.   

Support pricing analysis by channel and recommend changes to support long-term growth.  

Lead financial analysis on new business initiatives to understand and prioritize opportunities.  

Work with other regional and cross-functional teams including Accounting, Risk, Marketing, Capital Markets, Treasury, Sales, Product, and Payments Partnership Marketing to deliver valuable insights and recommendations.  

  

Experience / Skills:  

3+ years progressive experience in financial services, capital markets, fintech, banking, and/or lending preferred. 

Experience in managing loan securitization programs, or similar relevant structured finance products whether in front office/finance/ops/treasury. 

Advanced Proficiency with MS Office specifically with Excel and PowerPoint. SQL experience a plus. 

Demonstrated excellence in financial modeling (3 statement) and Excel. 

Self-starter and able to work with minimal guidance, with demonstrated ability to work in a fast-paced and dynamic environment.  Persistent curiosity, desire to learn, and eager to solve problems and improve processes. 

Strong data analysis skills, but also able to synthesize the big picture by identifying connections and relationships in data.   

Technical competence with accounting principles and financial reporting standards.  

Strong finance background delivering reporting and forecasts during high-stress situations.  

  

Education:  

Bachelor’s degree or equivalent required; CFA/MBA/Master’s degree or higher in a quantitative field a bonus. 

Additional Job Description:

Subsidiary:

PayPal

Travel Percent:

0

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.  

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.