Overview:

As part of the Mortgage Originations organization, this position will be responsible for consulting with, educating on, and supporting the execution of all first line risk programs, promoting an environment of risk awareness and risk ownership across the business unit while adhering to the Company’s Risk Appetite and Corporate Strategy.  The Strategic Risk Manager will provide guidance and coaching to the Mortgage team on processes and policies to ensure appropriate and effective collaboration and partnership between the business unit and all Compliance and Risk Management departments.

Primary Responsibilities:

Serves as the primary point of contact within the Mortgage business unit for all risk and compliance related items and partners with all relevant stakeholders to facilitate a collaborative approach

Ensures timely identification and escalation of risks and issues and consults with BU management and first line risk partners surrounding key risk management issues to ensure the efficient and accurate execution of risk programs

Assists in the review and enhancement of internal controls, ensuring control testing is in place and results are in line with the Control Standards

Maintains and utilizes strong understanding of business operations, risks, controls and related laws and regulatory guidance

Supports the BU’s participation in relevant risk governance group meetings

Provides necessary feedback and coordinates on relevant governance documents to support BU activities and manage risk

Assists in preparation of materials for audits and provides support to risk partners

Works with senior management to execute the implementation of effective program policies, standards, and procedures

Develop, implement, and maintain a risk-based change management framework and strategy

Collaborate on Mortgage initiatives and the development of new strategies to mitigate risk across the organization’s business unit

Supervisory/Managerial Responsibilities:

Manages a team of 1-5 individual contributors

Education and Experience Required:

Bachelor’s degree, or equivalent work experience

Minimum of 8 years’ proven project management experience

Education and Experience Preferred:

Deep understanding of the Mortgage regulatory environment

Experience working with loan origination software (Encompass)

One or more years of leadership experience

Deep understanding of the mortgage industry (origination, underwriting, processing, etc.) coupled with risk/compliance/regulatory, product/project management, and/or business transformation experience

Experience with any of the following: mortgage risk, audit, credit risk management, process improvement/change management, remediation plans, or similar

Master’s degree

Strong knowledge of project management methodology

Strong verbal and written communication skills, particularly an ability to negotiate, influence and gain consensus

Regularly communicates verbally and in writing with executive management on status of initiatives, in a professional and understandable manner

Excellent problem-solving skills

Ability to work individually as well as a member of a team

Self-motivated, results-driven and well-organized individual

Ability to handle multiple tasks and work under time constraints in support of various assignments

Strong interpersonal skills necessary for business partner relationships within and outside the organization

Ability to build mutual trust and encourage respect; open to diverse points of view

Working Model/Office Locations:

This is a hybrid position requiring 2 days in-office per week.  Eligible candidates must live within commuting distance to one of our four offices below.

80 Holtz Drive, Cheektowaga, NY 14225 (preferred)

1 Light Street, Baltimore, MD 21202

1100 North Market Street, Wilmington, DE 19801

850 Main Street, Bridgeport, CT 06604

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $100,611.94 - $167,686.57 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

LocationCheektowaga, New York, United States of America