Target Range:
$175,000.00 - $225,000.00Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 25%Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 25%These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This Job
Manage and provide daily oversight of the Portfolio Management team – focusing on continuous monitoring of the Bank’s commercial loan portfolio. Manage all department functions, including, but not limited to, monitoring process, policy, and concentration limit compliance, oversight and development of mid-level and junior staff, managing loan review process, and curating information for compliance and board reporting. The commercial loan portfolio includes C&I and specialty credits, including but not limited to: asset-based lending, fund finance, cash flow leveraged lending, and lender finance.Responsibilities:
Establish department wide processes and policies, including working with project management and technology teams to implementManage the engagement and workflow of product level and department audits, including internal and regulatory auditsCollaborate with relationship management, underwriting, operations, servicing, and special assets teams to ensure strong client service and loan administrationReview and approve or make recommendations for loan reviews and modificationsResponsible for monitoring the credit quality of the assigned portfolios with individualized and programmatic management and monitoring, reacting quickly and developing strategies for addressing changes in performance.Ensure strong loan file maintenanceMonitor payments, collections, payoffs and associated projectionsEnsure accurate and timely document and covenant tickler monitoring and testing, including use of dashboard reportingAnalyze data and prepare monthly and quarterly reports for reviewLead a high performing organization by engaging associates, setting expectations, holding teams accountable and recognizing great workRequirements:
Bachelor's degree10+ years' asset-based lending and cash flow experienceGlobal C&I experienceStrong leadership skillsAxos Employee Benefits May Include:
Medical, Dental, Vision, and Life Insurance
Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
HSA or FSA account and other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
About Axos
Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.
Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
Learn more about working at Axos
Pre-Employment Background Check and Drug Test:
All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.
Equal Employment Opportunity:
Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.
Job Functions and Work Environment:
While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.